Insurance is obviously a very important commodity in life, and for the modern day professional, it is essential. Professional/Business insurance is vital in the fast paced, often high risk commercial sphere, and it takes understanding its benefits to fully appreciate its importance.Business Insurance comes in many forms depending on circumstance and situation, and each cover policy is designed with an area of professional risk in mind.Contractor...more
It is important to protect yourself as a contractor, by taking out good PI Insurance. Also known as Professional Indemnity Insurance, the policy is considered essential to contractors and is very affordable for the cover it provides. If a client is dissatisfied and makes a claim against a contractor, it has the possibility to financially cost them dearly. If during a contract, a contractor accidentally breached duty of care, unintentionally...more
Qdos was formed in 1988 and specialises in tax consultancy and insurance for UK-based freelancers and contractors. Over the years the company has handled over 1,300 IR35 enquiries on behalf of contractors, saving over 35m in tax. Qdos provide a range of insurance products including full IR35 cover and low-cost business insurance (Professional Indemnity, Employers and Public Liability). Their ground breaking online shop system enables customers to browse and purchase products in an 'add to basket formula'. Insurance can be quoted and purchased within a few minutes, with documentation issued instantly.Contractors are single working professionals that work via their own limited companies. They work from contracts and are hired by companies for certain periods of time (a year, 6 months for example). A contractor is not considered to be an employee, and from this they are faced with both benefits and drawbacks.Qdos have been working very closely with contractors for well over 10 years gaining real position in the industry with the introduction of the prominent IR35 legislation back in April 2000. This legislation targeted individuals working through their own companies who, in HMRC's...more
Information is easily disseminated and acquired today because of the Internet. It has come to a point that even your personal details can be researched online, regardless of whether you posted them yourself or not. It is also very convenient because you do not even need to leave your home to confirm information. For this reason, when people need...more
People are more concerned about buying any product and the same goes with insurance. One can compare the rates and features of the insurance policy and buy the best one accordingly. Insurance policy ensures the customers a better life. There are various types of insurance policy in the market to protect your belongings and health. Life insurance,...more
Credit loans, as we all well know have become a part and parcel of our lives whenever we have to buy something big like a house or a car or even a TV. Payment protection insurance or PPI is a plan designed to help you cover credit settlements should any unforeseen thing happens to you. It is a guarantee of repayments of certain debts for as long as you require it. This will save you from bad credit history or from repossession. To get the basics right lets first consider the coverage which a PPI Claims company provides. Payment protection plans offer a wide variety of coverage and credit loans, bank loans all come under this coverage. Amongst the various payment protection products is the mortgage payment insurance which applies to house loans. Although cheaper, be aware that it covers only payments made monthly. There is also the income payment protection insurance also known as the lifestyle cover with which you can enjoy many income benefits. PPI takes responsibility towards your repayments in case of any untoward incidents like accidents, unemployment or sickness. These are mostly sold as individual policies although accident and sickness insurance covers can be combined....more
Term insurance is ideal if you want to save money and avail life coverage for a particular time span. Term policies offer insurance coverage for a relevant tenure at fixed rates of interest and premiums. The prime goal if a term policy is to provide...more
Owners of car vehicles around the globe are looking at the most effective ways they are able to insure their automobiles to secure themselves from any kind of expenses that might be resulting from car crash along with possible causes associated with...more
Polzin Insurance offers RV insurance through Progressive because youll receive coverage, claims service, and 24/7 help from Progressives RV insurance specialists. When you need to ask a question, make a change, or report a claim, theyre ready and...more
Your home is probably one of your largest investments. Selecting the right insurance to protect your investment is an important decision. Polzin Insurance recommends American Modern Insurance Group because they make it easy for you to get exactly the...more
Consumer reviews nowadays touch on nearly every aspect of modern life. And regarding finance plans and insurance plans offered online, they may serve their greatest purpose, since you do not want to end up feeling robbed of your hard-earned...more
Many people can go on and on about individual insurance coverage profiles and making certain we have life insurance and auto insurance and all that kind of thing. There are not many people that focus on the kind of insurance that you should have if...more