Business insurance is that insurance that covers the workers in your business, among other things like property. Liability insurance is also included in business insurance. In some places there are state laws to have business insurance, meaning that business insurance is required for your business. But even if insurance is not required it should be a priority if you own a business because of the benefits you could have. You don't want your...more
If you own a business you should have business insurance to cover it in case of emergency. This is one mistake that businesses will regret later on. Owning a business without having business insurance can cost you more in the future. Save today and don't have regrets by purchasing business insurance. If an emergency happens and you don't have the business insurance to cover the cost then your small business could be done for.A business owner may...more
Renters insurance is meant to protect the renter against their property that may be stolen or ruined. Many people do not have renters insurance because they do not think they need it because the owner of the home has insurance. This is not the case, almost all landlords only carry insurance to protect the building, not the tenant's personal property.Renters insurance will protect your lost or damaged items due to a robbery, fire, electrical problems, plumbing problems, and much more. However, it does not protect you from a flood or an earthquake. You would have to buy another policy for those coverages.Most renters insurance will cover items such as jewelry, coin collections, silverware, and other valuables. However, they are picky on what expensive items they will cover. If you feel full coverage is necessary to keep these valuables safe, you will have to pay more for your policy.In case someone gets injured on your rental property, it is wise to buy personal liability insurance in addition to renters insurance. If the injured decided file a lawsuit, you could end up with nothing, paying all their medical and legal expenses.It is important to get the exact amount of money your...more
A Safeco Agent is an Insurance Agent. There are many ways that insurance is sold, including through a Safeco Agent. The most common way that insurance is sold is through an insurance agent, like a Safeco Agent. There are several different types of insurance agent(s).1) The Exclusive Safeco Agent is an insurance agent that works specifically for one...more
So, as a renter you don't think you need renters insurance? Did you know that the property owner's insurance most likely only covers their property and real estate and does not cover your personal property? Property owners expect each renter to carry renters insurance. You should also consider that renters are at risk for fire that starts in...more
Business insurance is an important part of any business, large or small. Business insurance can seem like just another expense, especially for a small business that is just beginning. But business insurance really is one of the needs that a small business has, since there are many things that can go wrong. Without business insurance, your small business may never be able to grow to a full commercial enterprise.Businesses have many needs for business insurance, ranging from loss of inventory to being sued by a customer. Loss of inventory may be one of the more common claims filed against a business insurance policy, as inventory is a key asset to any business, and if it gets damaged by fire or water or theft, it needs to be replaced right away in order to continue the business. In event of a fire, a business's needs will likely be more than just inventory replacement. It may be a challenge to continue the business at all, but business insurance will at least give you a fighting chance.Lawsuits are a category of their own, as legal liability is a contentious area in any arena. Business insurance will have fairly specific clauses with regard to legal liability, so if you have a busy...more
Renters need renters insurance. If you are renting the home you live in, renters insurance will cover you in event of a serious problem in your home. Renters insurance covers a multitude of troubles, from theft to fire, and none of these are covered...more
Renters insurance is something that many renters do not have. But renters insurance can be well worth the cost if there is a catastrophe in the house or apartment being rented. Renters insurance will be necesary for replacing lost property in event...more
Renters insurance is something that many renters do not have, but should. Renters insurance offers protection from losses that are not covered by the landlord. In troubled economic times like these, having renters insurance can save a small problem...more
Renters insurance is meant to protect the renter against their property that may be stolen or ruined. Many people do not have renters insurance because they do not think they need it because the owner of the home has insurance. This is not the case,...more
Renters insurance is a very important thing to consider when you are moving into a new apartment. Imagine if your apartment were to catch on fire or be vandalized, and you did not have any insurance. A lot of times when a disaster happens, a lot of...more
Some renters do not believe they need renters insurance. What if the neighbor downstairs left the stove on and you didn't have renters insurance. Fire safety is not something everyone thinks of. What would you do if you lost everything? Every renters...more