Has your workers comp insurance company handled claims in a timely fashion, and paid legitimate bills associated with your workers comp claim? If so, they are acting in good faith. Otherwise, if they avoid or delay payment of legitimate claims, they are incurring in bad faith practices. An insurance company may be acting in bad faith if they:- Manipulate or hide evidence supporting an injured worker's request for benefits - Dictate the care that...more
Assam has a multiethnic tradition with a mix of many cultures. Although the official language of the state is Assamese, but 45 different languages and dialects are spoken by different communities residing in Assam. Assamese culture is a rich amalgamation of ethnic practices and beliefs. The impact of diverse cultures can be experienced in the folk music as well as the food habits of the state. The different cultural heritages are that of Aryan &...more
Law requires businesses in California to purchase workers compensation insurance, regardless of their size. Non-compliant enterprises can be penalized or even shut down by the state, so it is better for a business to negotiate with insurers and get adequate insurance.Workers compensation insurance covers employees from injury or illness that occurs during the course of employment. The policy will pay for the medical expenses if an employee is hurt while performing a work related task. It will also compensate for the lost income in case the employee is unable to return to work for a period of time. In California, workers' compensation is mandatory not just for high-risk jobs, but also low-risk occupations where any injury or illness is unlikely. Insurance carriers determine the premium of individual businesses on the basis of a rating system. Each type of business is accorded rates. A bookkeeper is charged on rate, a contractor another and a distributor another. The system is developed after analyzing the claims history by companies functioning in that industry.Insurers in California use the data of Workers' Compensation Insurance Rating Bureau of California (WCIRB). The WCIRB has...more
Protection plans are necessary for startup business groups, it is mainly because we have to look on the most secure methods to get involved in business, there are so many issues we have to consider while choosing commercial insurance plans, lots of work goes on the internet and we have new methods of transactions, if we can look on insurance plans...more
It is imperative that you purchase adequate business insurance to cover any expenses that you have to incur for property/bodily damage or bad service litigation. Business insurance will also provide cover for legal expenses as well. Read on to know more about business insurance in California.If you are one of those small businesses in California...more
In celebration of the 50th anniversary of the Pro Football Hall of Fame, Allstate Insurance Company is giving fans the chance to vote and decide on whom they think makes up the All-Time Team. From now until October 19, fans will have the opportunity to visitwww.YourAllTimeTeam.com to select their personal All-Time Team of Hall of Famers by voting for 23 players at 11 positions and one coach. The coach and players with the most votes will be named to the Allstate Pro Football Hall of Fame All-Time Team in a televised broadcast on the NFL Network on February 2, 2013."With the All-Time Team vote, Allstate lets fans participate in the legacy of the Pro Football Hall of Fame during this 50th anniversary year," said Lisa Cochrane, Allstate's senior vice president of marketing. "Fans can go online to vote for who they want on this All-Time team and celebrate Hall of Fame greats with us."The voting website will also offer fans the chance to debate their favorite players, coaches and teams, and will feature weekly content to educate fans about the sport through the stories of its greatest legends. Fans will also have the chance to enter to win a grand prize Pro Football Hall of Fame...more
In the event that you get really sick or an accident occurs that it may possibly damage your family life, and you can no longer work and pay your bills, it is wise that you will avail for income protection insurance. This type of insurance was...more
As a business owner, you are likely to face a variety of risks "" property losses, liability losses, business interruption losses, etc. When any of these risks turns into reality, it may result in significant financial losses. So as to mitigate these...more
Insurance is a booming market in India. Life insurance and general insurance are the two categories that offer consumers the required security. The general insurance sector offers cover for the various essential aspects of life like health, car,...more
There are methods which may lead to low cost business insurance plans for companies, slice down your coverage by methods which decide premium rates. It is essential part of business to take coverage on liability issues, it will be great if you are...more
It takes a lot of hard work and making sacrifices for one to buy costly personal assets like cars and houses. The most important asset is health without which one cannot pursue any goal. Proprietors also make significant investments which they need...more
Patients initially refuse to undertake treatment at alcohol treatment centers since they found it difficult to undergo the harsh treatment which is provided by unsympathetic staff. People assume that drug addicts are a risk to community and don't...more