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Texas RV Insurance: Don't hit the road without it If you bought a tractor trailer, you wouldn't add it to your car insurance policy. It's a specialized vehicle and needs special coverages and claims handling. So why do more than half of the RVers surveyed by Progressive Insurance add their RV to their car insurance policy? "We don't know why, but we know why they shouldn't," says Cathy Pelfrey, RV Insurance Texas product manager with Progressive. For example, what if … … your RV breaks down on a trip? While a lot of car insurance policies offer roadside assistance, many may not include coverage for your RV. Even if your policy covers some roadside expenses, it may not cover them all. For example, it may pay for towing only up to the amount it costs to tow a car. RV tows can cost three times more. That means out-of-pocket expenses you're responsible for paying. "Through Progressive Insurance, we can offer specialized roadside assistance for RV's, says Jesus Olivares, agent at Texas Prime Insurance, an independent insurance agency out of Austin, TX. "a simply blow out on an RV can be very costly. One of my customer had a...more
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