Basically a Insurance is a instrument that help in risk management that is primarily used to hedge the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium, and can be thought of as a guaranteed and known small loss to prevent a large, possibly devastating loss. The insurance rate is a factor that is used to determine the amount which is to be...more
Professional Indemnity insurance is popular as PI insurance; this is policy is a shield for individual freelancers and business entity against any financial loss or situations that derogates the goodwill of the company. Where any professional advice or consultation service is provided, it is suggested to get the coverage under a professional indemnity insurance policy.There are several policy schemes covering different industrial sectors like-...more
Did you know that you might be one of those thousand people who have taken a credit, mortgage, or credit card with PPI? There is no denying that this insurance cover is of great utility and helps an individual gaining a financial equilibrium, when he is having a hard time making refunds to his financial obligations. This cover is of great help when its patron his suffering from any form of illness, mishap and redundancy. However, many times this insurance product has been mis sold to the customers; consequently there has been an increased number of PPI claims. And if you also have been a victim of mis-selling PPI, then it"s time for you to go the legal way.The fact is that avers are the authoritative way to guard anyone from the negligence and harm that has been done. You can claim back payment protection insurance and get your due if you have been a victim of mis-selling. Remember filing for compensation not only helps you recover your monetary loss, but also is an eye opener; hence you should not avert from taking the legal recourse. However, one important thing to be remembered is that instituting these aver require a lot of proficiency and perseverance. Hence, seek the...more
Covering special occasions like weddings, debuts, anniversaries, and corporate events always present something new to the photo and video coverage team. No one wedding is the same and the camera guys always have to be on their toes when shooting the event. Of course a lot of preparation, planning, and study goes into each coverage project to ensure...more
If hail, high winds, or additional storm damage has left you requiring a new roof, you are entitled to make a claim on your homeowner's insurance. Depending on the insurance company, your roofing specialist may have the ability to deal directly with the insurance company. In other instances, you will need to file the claim yourself.The initial step...more
Whether you're looking for an insurance agency to cover your home, your belongings, your car, or something else, you want to look for a combination of two things: a low premium and a low deductible. Of course, you have to do this in the context of making sure you're signing on with a company that is going to be there when you need them as well as making sure you are covered if you wind up facing exorbitant costs. A $1,000 policy isn't going to do much for you if your car is totaled or your house is destroyed by a fire. Here are three tips that can make looking for a policy easier.Use The Same Insurance AgencyMore often than not, you can save substantially by getting all of your coverage from a single company. It's easier, more convenient, and often cheaper to get any and all policies from one source, rather than having two or three different companies. If you already have a car policy, ask the company if they have something for your house. Many such companies exist and, rather than put all of their eggs in one basket, they find it more profitable to cover a gamut of properties. Don't assume, either, that just because you don't see a company's commercials all over television that...more
Having commercial truck insurance is a very important part of owning a truck or trailer truck. There is a reason for commercial truck insurance. It is that no one is certain when a truck accident could happen, so everyone wants to be prepared. Truck...more
If you own a business then you must make sure that you have business insurance. This type of insurance will protect your business from losses, be it valuables or even employees. In addition, you should look at an insurance plan which fits your...more
The client "" a leading multi-line insurance provider working across life, general and health verticals "" was looking for innovative solutions to adapt to the dynamic operational landscape. The focus was on combining high levels of operational...more
Everyone has undoubtedly heard of medical insurance. But how often are you confused about the kinds of medical insurance plans that are available to you? Well, for starters, you should know the different kinds and learn enough about each type of...more
Finding the best insurance company can be a very hectic task to most people. Insurance is hard to buy because it is not tangible. However, you can find the best insurance coverage for you if you take time to compare quotes. Some of the questions you...more
Captive insurance companies have been a popular tax and business planning tool since many years. Earlier, only multinational firms used captive insurance companies, but that concept has changed now. Today, a wide range of businesses use them. A...more