As we all know, the insurance is a policy or contract between the insurance company and the policy holder or the insurer wherein the insurance company is entitled to pay the insurer some money as per the insurance plan he or she has chosen, in the case of an untimely death of the insurer. It is to protect the family of the insurer or the policy holder (a member of the policy) who loses his life due to unfortunate incidents. Though there are...more
What happens when you come upon a situation where you find yourself dealing with the sabotage caused by life threatening fire in your home? Or, what if a sudden flood, severe thunder storm, hurricane (or some natural disaster of the sort) washes all that belongs to you and you find yourself under a tree one fine morning, thinking what went wrong. Heaven forbid if anything as such happens, but there are so many thousand cases where people have...more
Hotels can range from simple affairs with little more than a bed, television, and bathroom, to the luxurious penthouse suites on the top floor of a gleaming skyscraper. Whatever clientele the hotel is designed to serve, the hotel does need proper protection. Hotel insurance gives hotels the necessary protection they need to financially handle a wide variety of potentially costly perils that could occur.Hotel insurance protects hotel from many different perils and costly situations. Since no hotel is the same, hotel insurance is highly adaptable to any different kind of property. Hotel insurance offers both property and liability coverage for a hotel. Hotel insurance property coverage includes anything on the hotel property, including contents owned by the hotel and contents owned by guests. This protects the towels that seem to inexplicably disappear, the television and alarm clock in the bedroom, and guests luggage and property. The coverage limits can be adapted for nearly any type of hotel, since more basic hotels do not need the type of property coverage that more luxurious hotels need. The property and contents coverage of hotel insurance also covers accidental breakage or...more
An accident, a calamity or a disease can approach you anytime, without alarming you and such situations could cause huge expenses. Changing life style and increasing pollution has led many new diseases coming in threatening us and our generations to come. Earlier diseases like bronchitis, diabetes or a heart attack was thought to be associated with...more
The countries have their respective and diverse wholesale stores which are retail and have all the perfect solution for their clients. The wholesalers also have their own correct insurance laws which are needed for the workers and making them mandatory for the works they have being opted for. The compulsory insurance laws are intriguing in the...more
In any business, risks cannot be ruled out. In case of a small business, even a small risk can make a huge impact on the growth and sustainability of the business. This is more so with respect to finances as small businesses, by their very nature, are devoid of strong financial support.If you are a small business owner, you need to seriously consider taking business insurance to protect your businesses from unfortunate events that cause financial crisis.Besides providing financial support during unfortunate events, insurance helps in increasing the credibility of your business among your employees (crucial part of your business) they feel secured knowing that they are covered under insurance policy.While choosing an insurance policy, assess and identify the risks that are likely to affect your business significantly. Common risks for any business include, damage to business property, life hazards to employees, and public law suits. None of these is a small liability that you can afford to overlook.Basic types of business insurance policies:There are different types of insurance policies covering different types of risks; you can either choose one policy or combine a few of them to...more
Motorcycle insurance is liability coverage protects individuals against medical expenses, property damage and auto repairing after any accident. Insurance coverage also protects the motorbike against vandalism, theft and weather damage. If you are...more
Riding a two wheeler on the road is the most risky thing one can do compared to other automobiles as the chances of getting severely injured in an accident are far more than in any other vehicle. For this very reason laws have been framed that...more
Gary M. Smith CPCU executive Vice President of SCS attended the 5 year anniversary celebration of Pure Insurance Company.This was held on 2/16/12 at their offices in White Plains New York. It was a great evening to be able to meet with the management...more
Are Female Libido Enhancers All Hype? Fda Approved Penis Enlargment Pill or Penile Enlargment and Way To Make Your Penis LargerIf you have already fallen into lots of traps then you are going to be looking for an approach that really...more
Web design refers to an artistic profession. Here, the person involved in the designing of the web needs to be highly proficient with his work. Web design is fun and at the same time needs a lot of hard work. A professional who has gained quite a bit...more
Teens Working-out Every time our teens sprawl in front of the TV, their metabolism slows to a crawl. Researchers at Memphis State University and the University of Tennessee explored the link several years ago and were startled to find...more