It's likely that you, like many families, have a great many digital pictures, both printed and non-printed. Even though it is great to own a digital camera, it may often create lots of picture clutter throughout your house. When you have snapped a shot it's not always easy to just delete it. Just deleting a spare photo can be a really difficult thing to do, even when you have other pictures that are very similar or look slightly better. If you've...more
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The most recent significant case impacting on the National Credit Act is the currently unreported decision in the case of African Bank Limited v Additional Magistrate Myambo NO and Others (34793/2008) [2010] ZAGPPHC 60 (9 July 2010), in which Judge Du Plessis gave another declaratory judgment on various provisions of the NCA, this time in regard to the application of Section 58 of the Magistrates Court. Section 58 is a provision of the Magistrates Court Act which allows a debtor who has received either a summons or an appropriate letter of demand to sign a consent to judgment. This reduces the time and legal costs incurred and it is a common tool of consumer credit providers and their attorneys. Until this judgment , the Pretoria magistrates court was refusing to grant Section 58 judgments based on , with respect, some very convoluted and ill conceived reasoning in terms of the National Credit Act. This was challenged by, probably the largest user of Section 58 proceedings in the country, African Bank. The National Credit Regulator in terms of its power set out in Section 16(1)(b)(ii) of the National Credit Act, joined the application and while opposing the Pretoria Magistrates...more
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