Supporting your financial needs by means of selling commercial insurance policies can be a very lucrative trade. Once you develop a clientele portfolio, you would have residual income, and the potential customer referrals will flow in. A well-established agent would become a recognized figure in society and a great reputation can precede her when the job is done right. A new agent can get a head start in the business of selling...more
Lots of people know that being overly fat can be bad for your health. Carrying too much weight can cause an increased risk for diabetes, joint problems and heart problems. When one considers this and the numerous other problems which being extremely overweight of obese can cause, it's no surprise that doctors and healthcare workers so frequently urge people to exercise more regularly, eat more healthily and to lose a little weight.Given that...more
Having car insurance is for sure one of the best things that you can do to protect yourself from any possible problem in the future. For those who owns a car and plans them for a long time, then having one is highly recommended. Paying monthly premiums is expected when availing car insurance. However, for people who are planning to rent a vehicle for only a few days, how can you protect yourself and the company? Believe it or not, you can, too have short term or temp auto insurance.For example, you had to travel for just a few days and your friend was kind enough to lend you his car. Does it mean that you are required to get a short-term insurance policy? In reality, many would not really think about it. On the other hand, this is considered mandatory in a particular states and you will be required to obtain one even the real of the car had already bought an insurance policy.Upon renting the car, it is automatic for the rental company to offer immediately insurance. Sometimes, if this arrangement is not available then you must search of the short-term insurance policy all by yourself.This policy is used for particular period of time. It can be used for 1 up to maximum of 28 days....more
In the course of his analysis of reported cases, Mustill J referred to a useful quote from Lord justice Farrell, in the case of the Republic of Bolivian. Indemnity Mutual Marine Co. Ltd. [1909] 1 KB 785, in which Farrell LJ quoted from a history of the American Civil War that: "a civil war.. .is never formally declared: it becomes...more
Finally, when dealing with the character and scale of the conflict, was it necessary for each faction to hold a specific portion of territory? Probably not. although it was certainly a factor to take into account together with: - the number of combatants; - the number of casualties, military and civilian; - the amount and nature of...more
Riot can be distinguished from the other excluded violent acts in that, from a practical point of view, it is more frequently covered by ARPI policies, either in the main policy or by way of an extension. It also is limited to internal strife without any necessity for political overtones. It is for this reason, namely that it has less of the characteristics of war and perhaps a greater connection with other criminal offences, that such acts are, on occasions, covered by ARPI policies. Therefore, perhaps not surprisingly, underwriters have been more willing to cover riot, than civil commotion. There is a good deal of similarity between riot and civil commotion, although perhaps not where civil commotion has been limited in the definition so that it must amount to a popular uprising. Riot, however, did have a specific criminal law definition as - there must be at least three people; - they must have a common purpose; - they must have commenced the execution of that common purpose; - they must have decided to help one another by violent means to fulfil that common purpose and indeed use force against anybody attempting to oppose them; and - the violent means used...more
The key to the definition of riot is that the elements of riot must occur at or about the same time. It is not, for example, sufficient for the violence to have been perpetrated by differing individuals at differing places at differing...more
Rebellion and insurrectionThe court relied upon the definition of rebellion as described in the Oxford English Dictionary as: "Organised resistance to the ruler or government of one's. country; insurrection, revolt." Although there may...more
Various plans are available for travel insurance comparison. Some companies offer bundle, medical, evacuation and accident coverage. If desired, these travel insurance plans may be customized according to specific needs and target...more
Are you familiar with supplemental health care insurance? Many people are not; these days, most people sign up with their employer-sponsored health care insurance plans, or purchase individual health care insurance plans if their employers do not...more
If you have a commercial building insurance, your policy will contain a clause known as "the average clause". Whilst there are many clauses, conditions and warranties within every policy, some are more important than others. The average...more
Many people fear that when they ship with a courier company, that their precious cargo is going to get delivered to the wrong address, or damaged in some fashion. In the real world, these events take place only very rarely, and most shipments arrive...more