COBRA is the acronym for a health insurance portability act signed into law during the 1990's. Thanks to COBRA, if you leave an employer who is providing your group health insurance coverage, you can keep the coverage for 18-36 months even though you no longer really qualify for the group coverage since you are not a member of the group. COBRA is a great benefit to many people-but not every employee who leaves an employer with group benefits...more
For many people, obtaining a auto insurance quote is simply about satisfying their state's requirements for auto insurance coverage. That means that they often just choose those coverages that their state requires-and at the minimal coverage requirement levels as well. But is that really the best decision for a auto insurance consumer to make? Instead, why not use your auto insurance quote as an opportunity to find out how much it would cost to...more
When you are shopping for a health insurance quote one of the things you might consider is a group health insurance policy. But you should know that there are many drawbacks to group health insurance policies that can adversely affect you and your family. The Difference between Individual and Group Policies Before you get a health insurance quote you should understand the difference between group and individual health insurance policies. Group health insurance policies are those issued to employer, fraternal or trade groups. They have advantageous rates because there is a distribution of policies to both sick and healthy people. In addition, group insurance policies are not individually underwritten so your individual health problems are not taken into consideration when you buy into a group health insurance plan. Individual insurance policies are issued to individuals and families. The rates are based on the health history and potential health future of the individuals the policy is issued to. The policy issuance is not dependent on being a member of any particular group. You can be denied coverage if you have certain illnesses unless you live in a state with guaranteed issue...more
Some people simply love collecting cars, while others may just own several cars. If you are one of these people, you could save a lot of money on insurance if you opt to cover all of your cars under a single umbrella while having the chance to apply different terms and limitations on each car separately. On the same note, if you have a lot of cars...more
The taxi business market in the UK has more than doubled since the past two decades. From a low of about 16% many years back, about 32% of the growing population today ride a taxi at least once a month. If properly managed and protected, opportunities to expand your taxi business are very promising. And one of the business strengths in operating a...more
Motor trade insurance is something every business owner needs. This is the first thing they have to take into consideration, and is also the first thing they should think of spending on before deciding to sell anything in their motor trade. The government also makes sure that all cars should have insurance to protect the interest of the owner or the business owner. The motor trade business has flourished in the country during the past years because of the rising demand for buying and selling different kinds of vehicles. Because of this, insurance companies have evolved and upgraded their insurance packages to make sure that they cater to the demands of the motor trade owner and personal car owners as well. Premiums have become more competitive as well, as we see a lot of promo payment packages and business discounts available. Try not to confuse yourself with all the insurance companies out there. Since there are a lot of companies that come up to you offering all sort of insurance packages with different names on them. This is usually a marketing strategy these insurance companies may come up with. To avoid confusion, here are the different kinds of motor trade insurance out there...more
Insurance companies have been known to use many different delay tactics when it comes to settling or paying out on an insurance claim following an injury accident. It is often said that insurance companies possess two faces, one outward and one...more
One of the happiest times of your life is as soon as you get engaged, he gets down on one knee and asks in the old fashioned manner, perhaps he discretely places your diamond ring in your desert or possibly he gets "will you marry me" shown on the...more
As a judge in Dallas for 10 years, and a criminal defense lawyer of The Wade Law Firm since 2007, Henry Wade has met hundreds of individuals charged with varying crimes. In the case of insurance fraud, Wade explains, the individual committing the...more
As a well-practiced criminal defense attorney in Texas, Henry Wade of The Wade Law Firm has had a lot of criminal cases pass before him, both from his time as a lawyer and as a judge. And according to Wade, insurance fraud is, most simply put, making...more
The world is your oyster if you have free reign over how to decorate your wedding venue. While some venues could restrict what you are able to do, others allow you to do whatever you want to get enjoyment from your big day, within reason of course....more
CBOE Holdings Inc. (NasdaqGS: CBOE)Recent News: Coverage initiated on CBOE Holdings by UBSChicago Board Options Exchange (CBOE) is the largest U.S. options exchange and creator of listed options, continues to set the bar for options trading through...more