It is extremely wise to have the correct insurance if you are a bar owner. Running a bar requires plenty of planning and organisation and this includes bar insurance. Any bar owner selling alcohol to the public will be well aware of the risks involved. Undoubtedly for the owner the working day will be very hectic, however, this should not mean that any insurance policy is overlooked.Every bar is different in size, however, most have...more
People nowadays are used to having big cars with a lot of HP and fast 0-60 MPH times so that they can enjoy the most out of their lives. But what happens when something goes wrong with your 1.4 million Euros Bugatti Veyron Blue Centenaire? Whos going to pay for that flat tire and the windshield your wife decided to crack when she caught you up doing what boys arent supposed to do with other women when theyre married? Getting StartedThus the best...more
A social club is defined as a place where a group of people or their meeting place is formed around a common occupation or activity. They can range from sports clubs, working men's clubs or snooker clubs for instance. Whatever type of club it is, it will need insurance. It is the responsibility of the owner or owners of the social club to ensure that everything is correctly insured.Your social club may have people that are interested in different activities such as hunting, fishing or charity work, the list is endless. Depending on the amount of people, if food and alcohol is usually served, and the kind of social club it is, the potential for an accident or an injury remains. If something untoward does happen on your premises resulting from any negligence on your part, then you can be sued. This would be detrimental to you and your business especially if you are not insured correctly. The result could be financial ruin and a closure of your social club.The easiest way to insure a social club is online. A reputable insurance broker can provide you with the necessary policies that will cover every eventuality. They are committed in helping you find adequate insurance...more
As one who knows, nothing can prepare a family for the loss of a loved one. The hole that is left in our lives when the unthinkable occurs is a physical presence that is felt daily. Sometimes we know death is coming, other times a loved one loses their life without warning. Regardless of how little control we have over death, one...more
One area in the LGBT hospitality business you do not want to skimp is insurance. Insurance can protect you and your business for a myriad of problems, from broken equipment to liability lawsuits. Depending on where your establishment is located, you will need certain types of insurance for your business. You will also need to carry...more
Here are six things to keep in mind when looking for a new or upgraded insurance policyMake sure your insurance agent is an expert in nightclubs and/or bars to ensure he or she fully understands your business, or consider hiring an independent risk management and insurance consultant who does not sell insurance.Educate yourself on the going rates, and be prepared to negotiate with your agent and tell him or her why you think the rates might be a little high. Make sure he or she also knows everything about your particular nightclub or bar.Don't pick the cheapest insurance policy — its low price likely means there's a lot missing from it. Instead, opt for a mid-priced policy because you can always add to it. The more food you serve, the lower your insurance premiums. Look at it this way: Food is the sponge that protects your customers from their own indulgences.Basic responsible service training for your bartenders and your cocktail staff can reduce premiums in your liquor liability coverage by 15 to 20 percent. This training should include recognizing when a customer is intoxicated or mixing alcohol. Other things that can cause your premiums to rise: bottle service...more
Should you own a car and are interested in finding affordable auto coverage, then you can get free insurance quotes online. This is a way that you can save yourself plenty of time and money by using the many websites that auto insurers provide over...more
A year ago, I decided I needed a change in career. I wanted to do some thing that would touch people's hearts and change their lives. So, I quit a well paying engineering job and I left my design desk for good. I started my career as an...more
Insurance License Exams are necessary to get the proper license to start an insurance career. Moreover, such exams will prove an individuals knowledge and expertise regarding insurance field. It is necessary to write Government administered insurance...more
OneBeacon Insurance Group, Ltd. (OneBeacon) is a subsidiary of White Mountains Insurance Group, Ltd. (White Mountains). OneBeacon operates as a casualty insurance writer that provides a range of specialty insurance products and a variety of segmented...more
Bahrain Kuwait Insurance Company B.S.C. (BKIC) is a Bahrain based insurance company, principally engaged in providing insurance products and services in Bahrain and Kuwait. The insurance products offered by the company include fire, general accident,...more
Sometimes the things that we dream of actually do come true, and not just in Disney movies! For example, the good people of Austin, Texas, have recently had their dreams of a next generation wireless internet network fulfilled thanks to...more