If you are a business or individual who conducts appraisals on real estate properties it is vital to have the proper insurance in force. While there are a number of plans available through commercial insurance agencies and brokerages, it is important for home inspectors to obtain an in-depth knowledge of these plans available as well as the limits that are associated with them in order to become fully protected in the event of a lawsuit or...more
Most of us are at work for at least a third of our lifetimes (as if you could forget!), and our occupation has a significant impact on the likelihood of needing to make an income protection insurance claim. As such, life insurance companies usually use an occupation category or code as a factor in determining your premiums. Today we explore those occupation codes and the logic behind them a little more carefully. What occupation categories...more
Its hugely important to find the right commercial truck insurance for your needs. Remember that, if anything, its more important than personal insurance. Given the amount of time your vehicle is one the road, the chances of damage or accidents is significantly higher than in most other cases. Add to that the fact that a vast majority of trucks, vans, lorries and other haulage vehicles are used for commercial purposes, and therefore liable for a greater amount of insurance, and you can see how important truck insurance is.Think about how much business you would lose if one of your vehicles was taken off the road for whatever reason. Certainly, it would be a greater loss of money than the cost of insurance. Of course, weve all had our gripes about insurance in the past, but the simple fact is that you have to have it, so getting commercial truck insurance right is hugely important.The right insurance company for you is one which understands you business. This usually means that they get you on the road and earning money again in the shortest time possible. For every second your vehicle is off the road, you're losing money. Commercial truck insurance should be tailored to you and...more
When looking for a business insurance quote, depending on what you actually do, you will be offered a few different options. In the UK, the commercial insurers tend to have four basic types of policy. Firstly there is the basic package policy. These are designed for pubs, shops, hotels, restaurants, hairdressers etc. They contain all of the usual...more
This is the era of mass communication and journalism. Wherever we glance through we just find the bulk of news around us. Thousands of newspapers as well as online news agencies are launching their own news about the contemporary happenings of the world every day. When it comes to news, it is a liner which is comprised of any important event,...more
Insurance is something that is always a concern when using the services of courier companies. Even though things don't go wrong very often when using a delivery service, every client wants to know that their Alabama courier is insured well enough so that if something unfortunately does cause damage to the package, that they are covered. Insurance is a vital part of the courier industry, and most companies are going to be carrying more than enough to take care of most things which might go wrong with a shipment. Courier companies generally are going to carry ample insurance which is going to cover against both loss and damage to the package. Essentially, anything which would cause a 'loss' in insurance terms to the client should be insured against through the policies that the courier has in place. Insurance companies actually class this as an entirely independent class of insurance, simply called courier insurance. First, any way that the package might become lost should be covered by this policy. There are a few ways this could happen. Sometimes, a courier might simply lose a package and not know what happened to it. Some become lost in terminals. Others are delivered to the wrong...more
Qatar, an oil and gas rich country is an emirate in the Middle East surrounded by the Persian Gulf. With the diversification of economies in the region, sectors related to real estate, hospitality, finance, marketing and education among...more
Consider your current promotion strategy. Sending through mails or postcards, and going for "competent" leads is not merely expensive, but time and again fails to produce results. Besides, holding seminars to catch the attention of customers but...more
Traditionally we would go to an insurance firm to organise our policies, and we may have chosen the provider based on friends recommendations, or perhaps because that is where our parents got their insurance from. These days, there is so much choice...more
The variety of motorbikes and the sheer speed at which they go make them a very attractive product to own. Not only are the styles and speed attractive to buyers, but the agility with which they move through traffic makes them worth owning. Even...more
When compared to other states, the Sunshine State requires relatively low coverage requirements at $10,000 for Personal Injury Protection (PIP) and $10,000 for Property Damage Liability (PDL). If one were to take the high costs of medical care and...more
Contractor liability insurance is certainly the most common type of Construction insurance. As a typical Contractors day goes by, he or she faces Contractors liability exposures the rest of us dont. An Electrician could easily cause a short that...more