Those of us who are self-employed understand that in addition to all the benefits - such as freedom, control, self-determination and wearing your PJs to work occasionally - there are also some unexpected drawbacks! One of the infrequent, but not insignificant drawbacks is the effort it takes to obtain financial services. Tax is more difficult, getting a loan can be near impossible, and insurance policies also tend to be more involved. However,...more
If you are a business or individual who conducts appraisals on real estate properties it is vital to have the proper insurance in force. While there are a number of plans available through commercial insurance agencies and brokerages, it is important for home inspectors to obtain an in-depth knowledge of these plans available as well as the limits that are associated with them in order to become fully protected in the event of a lawsuit or...more
Most of us are at work for at least a third of our lifetimes (as if you could forget!), and our occupation has a significant impact on the likelihood of needing to make an income protection insurance claim. As such, life insurance companies usually use an occupation category or code as a factor in determining your premiums. Today we explore those occupation codes and the logic behind them a little more carefully. What occupation categories exist?This varies immensely by insurer. Some income protection companies have only 3 occupational categories, some have as many as 8. For instance, you might have to choose between:ManualSkilled TradepersonNon-manualOr you might have to be more specific about your skills and experience:Professional white collar workers whose job requires tertiary qualifications Medical and allied health professionals Clerical or administrative workersLight manual workers (for example, supervisors of manual workers)Fully qualified skilled tradespeopleUnqualified tradespeople doing light or medium manual workUnqualified tradespeople doing heavy manual workHome dutiesAccountants are sometimes classified separatelyWhat aspects of my income insurance does my...more
Its hugely important to find the right commercial truck insurance for your needs. Remember that, if anything, its more important than personal insurance. Given the amount of time your vehicle is one the road, the chances of damage or accidents is significantly higher than in most other cases. Add to that the fact that a vast majority of trucks,...more
When looking for a business insurance quote, depending on what you actually do, you will be offered a few different options. In the UK, the commercial insurers tend to have four basic types of policy. Firstly there is the basic package policy. These are designed for pubs, shops, hotels, restaurants, hairdressers etc. They contain all of the usual...more
This is the era of mass communication and journalism. Wherever we glance through we just find the bulk of news around us. Thousands of newspapers as well as online news agencies are launching their own news about the contemporary happenings of the world every day. When it comes to news, it is a liner which is comprised of any important event, activity or happening of the global world. Generally news can be consisted of any types such as social, economic, political, art, cultural, terrorism, suicides, religious, health, technology, science, business, marketing, and disaster news. More importantly, a live coverage is given to the world news frequently. In essence, there are plenty of renowned world news agencies and sites out there which are uniquely known as Sky news, BBC world news, Canadian news, ABC news, Reuters news, CNN world news, GEO news, India news, Austrian news, African news, Fox news, Yahoo news, CNN headline news, and many more. The most wonderful aspect about them is that they have been truly merged into the categories of world news. That is why there are plenty of world news categories out there which are undoubtedly known as health news, business news, technology...more
Insurance is something that is always a concern when using the services of courier companies. Even though things don't go wrong very often when using a delivery service, every client wants to know that their Alabama courier is insured well enough so...more
Qatar, an oil and gas rich country is an emirate in the Middle East surrounded by the Persian Gulf. With the diversification of economies in the region, sectors related to real estate, hospitality, finance, marketing and education among...more
Consider your current promotion strategy. Sending through mails or postcards, and going for "competent" leads is not merely expensive, but time and again fails to produce results. Besides, holding seminars to catch the attention of customers but...more
Traditionally we would go to an insurance firm to organise our policies, and we may have chosen the provider based on friends recommendations, or perhaps because that is where our parents got their insurance from. These days, there is so much choice...more
The variety of motorbikes and the sheer speed at which they go make them a very attractive product to own. Not only are the styles and speed attractive to buyers, but the agility with which they move through traffic makes them worth owning. Even...more
When compared to other states, the Sunshine State requires relatively low coverage requirements at $10,000 for Personal Injury Protection (PIP) and $10,000 for Property Damage Liability (PDL). If one were to take the high costs of medical care and...more