Sports insurance is absolutely essential for anyone who is regularly involved in sports whether they do so from an amateur standpoint or as a professional. Normal insurance, even health insurance, cannot cover a person against injuries, accidents and fatalities that occur during the commission of sports. A regular insurer may view sporting activities as nullifying the conditions of any existing policy even including life insurance policies,...more
In the age of uncertainty, insurance has surely taken huge importance. Protecting yourself and your loved ones is the primary concern when people opt for an insurance policy. There are various types of insurance policies available so you have the options to choose the ones that will meet all your requirements.You must also have some prior knowledge about the types of insurance before you decide to select a certain policy. The most common types of...more
Generally all privately owned term insurance policies allow you to convert either part or the whole part of it to a plan that is permanent. It is important to however note that premium payments for term insurance are much lower than those of a permanent life insurance. In simpler terms, term insurance refers to an insurance policy which is temporary. The first step however towards the conversion involves determining the value of conversion. This means that you should start by evaluating the impact of your death to your beneficiaries. You can as well make a physical calculation of the entire death benefit amount expected from the total term policies which you own. The next step towards the conversion of a term life insurance policy to a permanent one involves roughly estimating any debt in your retirement or financial planning which appears to be unlikely to be paid off. These include issues such as a home mortgages and long term loans. It is also important to consider issues related to whether you may incur huge medical bills towards the end of your life based on either your family or your own medical history. These are some of the financial implications that might end up...more
Over the last few years, within the United Kingdom, The Financial Services Authority (FSA) has been looking at unjust practices of issuance of Payment Protection Insurance (PPI), and the ways of which it was sold to loan borrowers. Many large United Kingdom banks have been making a lot of money off mis sold payment protection insurance.PPI was...more
There has been a large amount of controversy over recent years about payment protection insurance (PPI), mainly as a result of overzealous brokers using unethical practices when selling it to clients. The term now used for this kind of activity is known as mis sold payment protection insurance or mis sold PPI.In many instances of this mis-sold ppi,...more
Whether you own and run a small one man plumbing business or a massive firm with many employees you need to cover your plumbing business with plumbers insurance which usually falls under the category of business insurance.This sort of insurance could be classed as necessary if you run your own business. As you are in the plumbing business you'll go into peoples's home and do work for them. In the event that something should go screwy due to work by you and somebody should get hurt then they would wish to claim liability damages. Without insurance you would find this money yourself. However if you've a policy then it might usually include liability insurance.Liability insurance would also work in your favour as it would also provide you with cover for those you trade with. For example if you were to place an order of a substantial sum for materials and you never got them you would probably be able to make a claim on the policy and get back your losses. You would have to check the small print of any policy you were considering taking out as there could be limitations in the cover.When thinking about public culpability you would have to test how much the policy would payout in the...more
The necessary focus on going greener in the midst of our economic challenges makes us as a fleet insurance company pose the question whether the government incentives will be enough?The UK Government announced at the end of July 2010 that more than 1...more
Channel four have recently unveiled plans for their London 2012 olympic televised coverage. An increase of 400% on what was broadcast during the Beijing 2008 games is said to be televised and they also plan to raise awareness of the games and how...more
These days, you can submit your application for low cost homeowners insurance online. You do not have to spend hours, if not days, talking on the phone with various homeowner insurance companies or low cost auto insurance agencies. Also, you won't...more
In Australia, it takes exceptional circumstances to make it possible to access your saved superannuation before you hit retirement age. However, it is possible to use the money to 'prepare' for your retirement, and this leads to insurance policies...more
If you or your spouse have made considerable investments in diamond jewelry, it is a wise decision to insure your diamonds the same way you would protect and insure your home or your car. In many cases, homeowners insurance will not cover loss for...more
Dallas, TX: ReportsandReports announce Surrvey of Copper Industry in China Market Research Report in its Store.Browse complete Report at http://www.reportsandreports.com/market-reports/surrvey-of-copper-industry-in-china/ Now China is the largest...more