A taxi driver is someone either, private or public hire, that carries paying passengers to a destination. Every vehicle is required to be insured in the UK but if you are in the business of taking individuals around in your vehicle, then you should know that a special insurance is made specifically for this purpose: taxi insurance. Taxi insurance will provide protection not only for the driver of the car but also the vehicle and the paying...more
Most any insurance policy, whether it pertains to automobiles, homes, or health may carry some restrictions. In other words there may be some items that are not covered by the policy. Your motor trade insurance policy will most likely have some such restrictions regarding certain provisions or details. Some examples of the type of restrictions which may be placed on your business vehicle policy include: High performance vehicles. All...more
Anyone who owns a vehicle will have, or should have, a particular type of insurance for their vehicle. This insurance should cover them for accident costs, damage to other vehicles and in some cases the policy may include the necessary coverage relating to injury. If you own a business in the motor trade industry, or you are looking to get one started, then you will need to have a specific kind of cover, often referred to as Motor Trade Insurance.Who is covered with this insurance?If your occupation involves anything to do with cars, then this is the right cover for you. This includes: Mechanics Car dealers Delivery agents Collectors Salvage dealers Body repairs Valeters Used car dealers New car dealers Car breakers Recovery agents Motor tradersEven if you only dabble in this industry on a part time basis, or even in your spare time, you will need to ensure you are adequately covered and protected by your insurance company.Where should you go to obtain the right insurance?This is a common question, particularly for those just starting out in the industry. The best way to look for the right Motor Trade Insurance is online. Here you will have access to the widest variety of insurance...more
No matter what size business you have, a major investment will be the vehicles that you have in your fleet. A fleet's size can be from as few as two vehicles, whether cars or commercial vehicles of some description. You cannot afford to have any down time due to an accident or breakdown. Protection for your business should include Fleet Insurance....more
As certain as death and taxes, we must purchase insurance in many forms today. Proper coverage by motor trade insurance insurance may not be mandatory in all instances, however we should have as much coverage as we can afford, particularly when running a business.Liability insurance when driving on the job not only is a necessity, it is the law. ...more
If you have a car dealership, an MOT test centre or another type of motor trade industry you need to have a motor trade insurance policy. This type of policy offers much more than a standard vehicle insurance policy.Vehicle insurance is for a specific vehicle and driver. Motor trade insurance policies specify drivers only, not vehicles. This means that you can drive any vehicle that is on your property and in your 'custody or control for motor trade purposes.' When you have several vehicles in your care this insurance is vital. You may need to move the cars, take them for test drives or demonstrate vehicles for sale.You can also have cover for vehicles that you may have for sale on your property. It also will cover your own vehicles. Your options are to choose the level of cover you need. Third Party Only is the minimum insurance required by law for vehicles to be driven on public roads. It covers loss, damage or injury to a third party only. As a motor trader you really need more than this basic cover to protect your vehicles from loss or damage. Third Party Fire and Theft pays out if a covered vehicle is stolen and torched. It also covers third party damage or injury. These...more
The lifeline of the courier business is its vehicles and people. Without either of them, you cannot run a successful business consistently and deliver a high quality of service. When it comes to vehicles, it is natural that you may have different...more
Taxi insurance is a form of transportation insurance that is typically supplied under a policy similar to those who drive limousines, buses and trucks for delivering people from one destination to another. This type of insurance is a particular niche...more
Many different types of insurance that you might want to get in order to protect yourself in many different aspects of your life. Such things as car insurance, life insurance, health insurance, travel insurance, home insurance, and many others are...more
A courier is someone who delivers items to other people and gets paid for that service. There are courier companies and independent contractors who specialise in getting packages from one place to another quickly and safely. There are many types of...more
People who are in the business of buying and selling vehicles are required to get a motor trade insurance policy. These policies offer insurance coverage for the person driving the vehicle, which gives the driver the freedom and flexibility to take...more
A wise man always knows what to do. He operates under several plans with appropriate troubleshooting approaches. He knows what to do when faced with a dilemma and he knows how to function efficiently, even when under pressure. Preparedness is a...more