Business coverage FAQ Business coverage can be quite hard to understand for those who have never dealt with it, or those who are making their first steps into entrepreneurship. Here are some of the most frequently asked questions concerning business coverage and answers to them: 1. Should I disclose all the details about my business when getting it insured? The insurance company should be fully aware of your business's operations, assets...more
Soon-To-Be Mothers Should Plan for Short Term Disability Insurance Pregnancy is a serious endeavor for women, which entails a lot of support. Of course, women have their own career whether employee of a company or even self-employed. Given this scenario, financial support for pregnant women should be available to lessen the monetary burden. In this case, the short-term disability insurance can be used to cover pregnancy. Previously, short...more
Common insurance terms Insurance companies work hard to make their products as accessible and easy to understand as possible. Of course, as in any specialist industry, there are some distinctive terms that insurers use that you may not often hear in everyday conversation. Here is a guide to some of the most common insurance terms. Act of God: An event that occurs because of natural causes, without human intervention.Adjuster/Assessor: A person appointed to evaluate the extent of the insured's losses when a claim is made.All risks: All risks policies cover a comprehensive range of loss and damage to property. These policies cover all damages to property not excluded by the policy document.Broker: An insurance agent who generally acts an intermediary between insurers and insured. Niche brokers have specialist industry experience.Comprehensive motor insurance: Extensive motor insurance that will pay out for damage caused to your vehicle by theft, accident, fire or a range of other causes, as well as cover third party damage for which you are liable.Depreciation: The decrease in value of an asset.Excess: The portion of a loss which the insured person must pay. If the claim is...more
There are lots of people who had been laid off because of the recent recession. It has almost been a regular experience for the Americans. They have lost their job either because their company has been laid off or the company might just have got rid of few of their employees to survive recession.Other than the recession there are certain other...more
Successful Farm Insurance When I met my husband, everything I knew about farming including Farmers Insurance, could be written down on a postage stamp. I didn't really grow up in a city, but it was a town with sidewalks, street lights and neighborhoods. My family would occasionally plant a flower garden and even more occasionally we planted...more
Similar to car insurance, motorcycle insurance is required by law in many places. Where it is a legal requirement, you will have to obtain the minimum coverage, at least. If not required by law, basic coverage should be acceptable.You most likely do want insurance for your motorcycle because it will protect you on the road. Maybe you've even started getting quotes from insurance companies so you can make the best decision. But, if you're like many, you're getting overwhelmed with all the data you're receiving.There are a plethora of deals that motorcycle insurance companies promote in order to claim their spot in the market and to rise above competitors. They will likely ask some personal question. Your age and how long you have had your license will be among the initial questions.Some of the common questions that motorcycle insurance companies will as you is: What are the average miles that you will put on your motorcycle in a week, month, etc? Will you be riding the motorcycle a set number of miles to work and back daily, or will you just take the occasional pleasure trip? Do you live in a neighborhood that is prone to motorcycle theft? If so, statistics may be used as guidelines...more
Whether you are looking for business insurance, home or car insurance you need to have a trusted resource to help you navigate the maize of options in the market today. You can't turnaround without being bombarded with ads about how a Gecko or...more
From boiler insurance to the Gas Safe register – a handy checklist for the winter Suffering a home emergency can really ruin your day – whatever time of the year it is. However, when it comes to a boiler breakdown, winter is the worst time...more
Whether you are looking for business insurance, home or car insurance you need to have a trusted resource to help you navigate the maize of options in the market today. You can't turnaround without being bombarded with ads about how a Gecko or...more
How Talking to the Insurance Adjuster Can Hurt You A good car accdient attorney will tell you that you shouldn't speak with an insurance adjuster. Despite this good advice, the adjuster is still going to call, a lot. Can you really just shut...more
Should Insurance Agents Blog? Originally called a web log, a Blog is a chronological online journal. Individuals can use blogs to share their interest with the world. For example, someone may want to blog about their travels or to share...more
Applying for Social Security Disability Insurance Doesn't Have to Be Stressful When you or someone that you care for has been seriously injured or becomes severely ill and is unable to work for a long period of time, the financial burden...more