Protection Insurance is Key to Sound Financial Planning When financial experts speak it always makes sense to listen, so with 94% of independent financial advisers – according to a survey conducted by Scottish Provident – believing that having protection policies in place is "essential" for borrowers to have as part of their overall financial planning, there should be no excuse for not following their advice.Which Protection Polices Do...more
Hedge Fund E&O Insurance -- If You Don't Get Anything Else There's a lot to be said for being prepared. Making sure that you've dotted your "i"s and crossed your "t"s can save you from a world of trouble in many things, including hedge fund management. However, what many hedge fund managers and companies are learning now -- to their detriment -- is that simply being prepared and doing a good job is no longer enough to survive in...more
Worth The Cost Of Loan Payment Protection Insurance Nowadays, every time you apply for a loan you will most likely be offered payment protection insurance. If you are taking out a particularly large loan, the idea may seem very attractive. These insurance policies will take over repayments on your loans in the event of losing your job or being involved in a medical emergency. But what are the true costs and benefits of this type of? Given that over a billion pounds is spent in Britain on this kind of insurance annually, it is worth asking yourself. The Cost Of InsuranceThe fact of the matter is that the lending industry has become more and more competitive in recent years. With interest rates getting lower and lower, lenders have sought to find out ways of increasing their returns. One of the ways they have come up with is to offer various additional products that accompany the loan, such as payment protection insurance. What may come as a surprise is that payment protection can often cost as much as the loan interest repayments. The payment protection repayments can, incredibly, effectively double the cost of the loan. With such startling consequences, it is imperative that...more
A Captive Insurance Company Can Save Your Company A Lot Of Money More and more businesses are turning to captive insurance companies; some of the businesses that are switching are: professional services, retail, transport, construction, engineering, healthcare, hospitality and real estate development. This ever growing list is becoming more...more
The web world is so vast that you must get the best online deals to say that your e-shopping experience was a success. There are millions of websites for the same product or service. Imagine the competition they have! That's why they offer a range of lucrative deals as well as discounts to their clients to stay ahead of the crowd. You get cheap...more
Insure your Wedding in good time! With the continuing threat of more snow and icy conditions forecast, Dreamsaver Wedding Insurance has received several enquiries regarding cover for cancellation of weddings due to adverse weather.Section 1 of the Dreamsaver policy includes cover for cancellation or rearrangement of the wedding owing to the inability of the participants and guests to reach the wedding or wedding reception venue due to adverse weather conditions and there is also cover for the non-appearance of the officiating minister or registrar. Adverse weather, for this purpose, is defined as weather conditions that cause major disruption to travel services that prevent the participants and majority of the guests from reaching the venue. If international travel by air or sea is involved then the booked arrival date must be at least 5 days before the wedding.However, it is important to remember that wedding insurance, like all insurances, is designed to protect you financially from things you don't already know about. If you purchase any wedding insurance policy, not just Dreamsaver, in the knowledge that current and forecast weather conditions, such as the snow, are...more
Segregated Funds: Canada's Unique Insurance Option Canadians across the country are inquiring more and more about savings plans and mutual fund alternatives. Many look to RRSPs and TFSAs, but have you considered the unique option of a...more
Keeping your claim coverage "in-tact" after a storm Please use this reference and validation document as a guide and checklist to make sure the proper steps are taken and even the simplest procedures followed after any type of...more
Although there are numerous insurers out there claiming to be the cheapest insurance company, in reality that just isn't true. Inexpensive quality insurance only comes available by comparing numerous quotes from different companies. The cheapest...more
At this point in the global economy, living costs are high and many people are looking for ways to save money with high prices and lower incomes. Of course, you have to have insurance on your motorcycle, and a motorcycle actually makes a cost...more
It is essential that you get the right insurance on your motorbike, it's the law. While you don't have to go with the most expensive type of insurance for your motorcycle, you do need to make sure that you have at least minimum cover before you go...more
There are many reasons for being uninsured in the United States. Perhaps someone has lost a job or they are a young person moving from dependence on their parents to adulthood. These U.S. citizens, some with children, some without, may be working low...more