A dramatic change in the market took place following the massive explosion that had occurred in St Mary Axe in 1992 resulting in damage to the Commercial Union building and other buildings in the City. At the end of 1992 the reinsurance market withdrew cover for terrorism leaving many direct insurers exposed and being required to cancel existing cover, leaving assureds with commercial properties, particularly in the City area,...more
The Chambers Concise Twentieth Century Dictionary defines terrorism as "an organised system of intimidation especially for political ends". Lastly, the Concise Oxford Dictionary describes a terrorist as "a person who uses or favours violence and intimidating methods of coercing a government or community". The Prevention of Terrorism (Temporary Provisions) Act 1989 states in section 20 that terrorism means "the use of violence for...more
Without such public declarations, the identity of the target may be an indication of whether the motive is specific or whether it has political motivation—is the intention to influence the individual or the government? If, for example, animal rights campaigners chose as a target a public institution with no specific link with an individual so as to promote its aims for publicity purposes, it may well amount to an attempt to influence the government. The government measures which have enabled all risk property insurers to reinstate terrorist cover were brought into force by the Reinsurance (Acts of Terrorism) Act 1993 which provides by section 2(2) that acts of terrorism are defined as: "acts of persons acting on behalf of, or in connection with any organisation which carries out activities directed towards the overthrowing or influencing, by force or violence, of Her Majesty's Government in the United Kingdom or any other Government dejure or de facto." The Scheme will only apply if the following factors are in place: - the primary7 ARPI must be insurance of commercial property or certain domestic property in multiple occupation; - the primary policies...more
When purchasing commercial vehicle insurance there are many different options to choose from, do you need breakdown insurance, towing insurance or windscreen insurance? These different commercial van insurance extras will affect how much you pay for your insurance, and while you do want your insurance policy to be affordable you need proper...more
With so many insurance companies in the United States today, choosing the one that suits best your needs can be a puzzling decision to make. So once you have decided to buy an insurance policy, how do know if the insurance provider is the right one. Below are some tips aimed to guide you through the process:Do your homework it really helps.Just...more
So your on the market for ipod touch insurance of blackberry insurance? If so, then you will find the information presented herein to be very helpful. There are numerous attributes and qualities that you should be looking for in an insurance provider. Unfortunately most consumers will simply acquire ipod touch insurance or blackberry insurance from the retailer that they purchased their device from. This is the most common mistake that consumers make. Often times these insurance packages are limited in their coverage and are also more expensive than more professional and effective ipod touch insurance and black insurance packages available on the market today. To avoid common mistakes in the purchase of ipod touch insurance and blackberry insurance, you should consider the qualities presented herein. These are the best qualities and attributes that you should demand and expect from any insurance provider that you may be choosing to do business with. Important Qualities To Consider When Choosing A Insurance Provider These are the top three qualities that you must ensure you acquire when attempting to obtain the best ipod touch insurance or blackberry...more
At the end of July 2010, it was confirmed by the Transport Secretary Philip Hammond that from January 2011 motorists will receive up to £5,000 towards the purchase of an ultra-low carbon car. The initiative is open to both fleet and private...more
Around 20 years ago, a game came out on the popular gaming platforms of the time, called Sensible Soccer. That name could be applied, now, to the football insurance policies promoted by sports insurance legends Lockton Sports, who have been providing...more
You have moved to your new apartment home recently and to your bad luck your personal valuable possessions go missing as there is a house break, what do you do and how do you recover the loss? The landloard insurance policy only covers the property...more
We are the leading Title Insurance Company in the State of Florida. Title Tampa provides Title Insurance Policies for residential and commercial properties located in Florida. We are locally owned and operated in the Tampa Bay area and...more
As the world economics are constantly changing and are affecting various business setups which include multinational companies too, it is becoming highly unstable to survive for smaller business and ensure their profit margin. The...more
A wedding tent is the best decision, enabling to obtain a wonderful rush of freedom in the decoration, and also style. Wedding event outdoor tents light fixtures can play a significant part as opposed to the general area type of occasions. A great...more