Offset mortgages offer an attractive alternative to traditional mortgages and can save you thousands over the long term.Buying a home is an exciting time, and it is the biggest financial purchase that most people undertake. The majority of homebuyers cannot afford to buy a house outright and it would be impractical to save up the full amount of the house before you bought it, because you would need somewhere to live in the meantime....more
Confused by the massive array of loans available to you today? Feel if you wanted to that you could buy a house, a yacht or a dream holiday in a matter of minutes, but want to make the right decision by taking out the most appropriate loan?There are numerous ways to borrow money:• Secured loan - An advance on your mortgage (see detail below)• Unsecured personal loan - Tends to cost more in interest and needs to be paid off...more
Remortgage in simple terms means the subsequent mortgage of an asset to get a further loan, or when the asset changes hands as a collateral to get a further loan it can be termed as remortgage. This mainly takes place when a borrower is dissatisfied with the mortgager or has difficulty in making the payments. Remortgage is done to meet cash needs, to reduce costs of interest, to decrease the amount of monthly installments, to reduce the period of the loans , to meet expenses which are unforeseen and sudden. There may be times when a person has to get into problem remortgage. People who have had a bad credit history may find difficulty in getting a remortgage and problem remortgage is just the solution for them. It aims and targets the people who have had a past of being insolvent or who have earlier missed their payments, have been defaulters in one way or the other. In a problem remortage one can have the option to get a loan both in the fixed and variable interest rates. In a fixed interest rate plan one pays the same amount of installment and any change in the market interests rates do not affect the amount to be paid by the borrower. Variable interest rates affect...more
From my own experience as a real estate investor, I can tell you that, early in my career, I was really concerned about having the money to close deals that took a lot of time for me to put together. I tortured myself about where and how I would come up with the money I needed to finance my hypothetical investment opportunities. Now,...more
This seems to be topic of conversations between homeowners and prospective mortgage applicants. There are many experts giving opinions in the press and on TV. There are a few who has experienced high interest rates and worried about possible increase. They may have already taken action to fix their mortgage interest rates while they...more
The Outer Banks is a unique area in North Carolina, consisting of a strip of barrier islands in the Atlantic Ocean. Affectionately known as "OBX" to those who travel there, the beautiful, rugged coastline consists of over 120 miles of sandy beaches and charming seaside towns. The prominent geographic areas include the Northern Beaches, the Roanoke Island area to the West, and the Hatteras Island area of the Southern beaches. Given the unspoiled and outdoorsy ambience of the area, it's no surprise that thanks to the beautiful scenery and the luxurious and affordable Outer Banks suites and hotels, this East Coast paradise has become a popular destination for tourists around the world.In addition to hosting every water sport that you can imagine, the Outer Banks is an area rich in nautical and air history. You can explore the four famous lighthouses: Cape Hatteras Lighthouse, Currituck Beach Lighthouse, Ocracoke Lighthouse, and Bodie Lighthouse; Roanoke Island, home of the Lost Colony, and Kitty Hawk, where the Wright brothers launched their first flight. And after you steep yourself in history and sightseeing, you're going to want some souvenirs to take home so that you...more
Once you've done your research on reverse mortgages and gained a more complete understanding of the product, the next step is to decide if a reverse mortgage is right for your situation. If you're eligible (a homeowner 62 years of age...more
A flexible mortgage is a secured loan, which can be paid back in differing amounts while providing access to the housing equity (within pre-agreed limits).There are five key features with a flexible mortgage: the ability to pay the...more
Hola gente voy a compartir con ustedes una pequeña guía paso a paso para ganar dinero con Clickbank y marketing con artículos. La verdad es que es muy simple de realizar y no requiere de grandes habilidades, por lo que cualquier...more
Determining the cost of attending college is about to get easier. Thanks in part to federal legislation passed in 2008, students will soon have access to a new set of online tools that can help them determine how well they can afford...more
AmeriPride Tax Group has professionals that can help you today with your tax questionsThe IRS can use a bank levy to get the attention of a taxpayer in an effort to move them back into the tax payment system. Bank levies are never used...more
Have you ever wondered about the possibility of buying a Cancun property on a mortgage? The following are some of the most common questions buyers ask, and you have probably asked yourself. Are mortgages available from Mexican...more