When you first apply for a mortgage, you may feel you've stepped into a different culture with a language all its own. More than likely, your mortgage professional is throwing many new terms and expressions your way. It's the responsibility of that same mortgage professional to make sure you understand everything that's being explained to you, so you should never hesitate to ask them to stop and clarify. However, if you can approach...more
Need cash, now and fast. Sounds familiar? Whether it's your neighbor, your friend, your relative or you yourself who needs the money, an emergency cash needs is no joke. They can harass you no end and put a lot of stress in your life, all the more so if you have run out of options where to get your funds. If this is your situation right now, you might find no fax payday loans very helpful.What are no fax payday loans?No fax...more
Lawsuit funding is the the advancing of money in anticipation of a favorable settlement in civil court. The term lawsuit funding is also known as pre-settlement funding, settlement loans, litigation finance, or case loans. Although the term "loan" is often used to describe these transactions, lawsuit funding arrangements are not loans. This post attempts to make this distinction by comparing lawsuit funding with other types of "loans".DefinitionsMerriam-Webster defines "loan" as "money lent at interest". But this does little to explain differences between litigation finance and traditional loans. This is true because the definition fails to assess the repayment terms. If we search the online encyclopedia for the phrase "credit", we come up with the following definition:Credit, transaction between two parties in which one (the creditor or lender) supplies money, goods, services, or securities in return for a promised future payment by the other (the debtor or borrower). Such transactions normally include the payment of interest to the lender.So according to this definition, a credit transaction must meet the following criteria.Creditor supplies money,...more
Do you have a bad credit but in dire need of cash? Then it is time for you to try no teletrack payday loans. This type of loan is an easy way for people who have bad credit to get access to thousands of loan services that do not probe on one's credit history or credit rating.A no teletrack payday loan lets you enjoy the usual loan...more
Nowadays, few students go through college without some sort of financial assistance: about 65% of undergraduate students finish with debts owing. The average obligation is around $19,000 but higher for graduate students ($27,000 to $100,000+.). The causes are myriad, ranging from low family income, through high costs of education, to...more
Are you in need of some money and you need it rather fast? Do you have some property that is worth a good amount of money that you are willing to use as collateral? This property could be a vehicle, a home, land, jewelry, electronics, or many other things that have a good value with them. You can get secured personal loans pretty easily from many different sources to help you out with your situation. Here are some options for you.First, you can go to your bank and offer up a vehicle, land, or home to get the money you need. As long as you have a source of income, a decent credit score, and you have some equity in the property or vehicle you will be able to get a loan from your bank. They will be willing to lend against your property or vehicle to help you out. They will also have the lowest rate for you and will get you the best deal because they are a bank.Another option is to use a non conventional lender. This works well for those that do not have such good credit because they are willing to work with you. As long as you can show something on your credit report that you have paid on time for at least 6 months you can usually get a loan. They will have a higher...more
For students who are in colleges or universities, many cannot avoid having student loans to support their studies. Many students are not qualified to receive central government financial aid to support their fees for higher education...more
Purchasing a home is one of the most important decisions of your life. It is vital to make sure that you and your family is ready for this huge financial responsibility. For many families the crash of the housing market has made home...more
Are you going through a bit of a financial crisis? Do you need some cash to help you get through an emergency or an unexpected expense? There are many ways to get some cash like borrowing from a friend or family member, but it is not...more
After a housing market crash many people that were not homeowners before will be interested in the prospect of making the biggest investment of their lives. In Alberta, the values of many homes that are for sale have been dropped by...more
A sub-prime home loan is designed to service those individuals and families who have credit problems. The severity of the credit problems and the length of the problems will determine whether or not you are a candidate for a sub-prime...more
The recent economic downturn has left many people wondering if this is a good time for them to buy their dream home or even an investment property. The housing market crash has left a lot of questions unanswered about the future of the...more