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The re-default rate of loans modified in the first quarter of 2009 was 51.5 percent by the end of the year, according to the Office of the Comptroller of the Currency and the Office of Thrift Supervision.Assistant Treasury Secretary, Herb Allison gave his opinion. "Borrowers were more likely to re-default when their monthly payments aren't reduced enough in modifications to make staying in a home affordable. Our data show that when you reduce...more
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