It's true, Uncle Sam has more funding available in the form of grants and scholarships to help low to middle income families better afford a post-secondary education. Pell Grants are not the only option, although they are the most common and easily attainable. Pell Grant Awards have been increased for the upcoming year, and are given to every eligible student. Campus-based aid has also been increased.Any parent may apply and aid is awarded based...more
The economy is an awful mess - anyone who reads the evening news can tell you that. Many people are wondering if they can get the loan they need to buy a new car. The short answer is - yes! There are many lenders looking to loan money for individuals to purchase new cars, regardless of the economic problems going on in the country today. Little Risk To Lenders Equals Approval For YouWhy would banks and lending institutions be willing to put money...more
There has been a plethora of news lately about homeowners who are struggling to pay their mortgages, but what about renters and tenants who do not have the luxury of owning their own homes? In most cities across the United States, lease or rent payments that must be made by tenants and renters is equal to or in many cases, more than the cost of the mortgage on a fine home. Rent as much as $2000 is not always easy to come up with in the current economy, and these tenants will never have the satisfaction of calling the place that they rent or lease their asset.If you are a tenant, you are well aware that if you do not have the money to pay your rent, you are subject to a speedy eviction, unlike those with a mortgage in arrears who are afforded the courtesy of negotiating with the mortgage holder before they are forced out onto the streets. To add insult to injury, tenants often have lower credit ratings and do not qualify to borrow the money they need to help them stay afloat during these uncertain. There is hope, however. If you are a tenant, you are being sought as a borrower for a bad credit tenant loan to help you pay your monthly bills, rent, and other needs. Tenant Loans Help...more
Many borrowers have the benefit of owning a home and using their home as collateral to stand good for the loans that they apply for. That is not the case with every individual, however, and non homeowners need to borrow money, too. If you are a tenant or renter, you probably feel stuck downstream without a paddle when it comes to qualifying for...more
Most lenders require that you pledge collateral to receive the personal loan that you need. Many borrowers, however, are very reluctant to pledge collateral such as their homes or cars, in an uncertain economy in order to obtain a personal loan. If you are among those who do not wish to risk losing their home during the financial crisis to obtain a...more
There are an increasing number of homeowners who have bad credit. Perhaps you are among them. You may have recently been turned down for a loan or credit card. No matter what reasons you may have for your credit being less than perfect, if you own your home, you can still qualify for a homeowner loan. Homeowner Loans For Bad CreditHomeowner loans are perfect for those with bad or damaged credit because your credit rating is not all that important when banks and lending institutions are reviewing your application for this type of loan. Lenders know that the homeowner loan they approve for you is a secure loan because they place a lien against your home until you have repaid them for the money they extend to you. That means that there is very little risk involved for the lender, which makes most lenders more than eager to write homeowner loans for borrowers with all types of credit. Most homeowner loans start at around $5,000 and go up to $100,000 or more. The amount you qualify to borrow when you take out your homeowner loan will be based on several factors, such as your income, employment history, amount of equity you have in your home, and market conditions in the area that you...more
Having bad credit can hold you back from getting the loan you need now with many lenders, but there are some lenders who work specifically with bad credit borrowers to process bad credit loans under special terms. As a bad credit borrower, it is very...more
A fresh start loan may be just what the doctor order to cure your financial worries and woes. If you have a stack of unpaid bills piling up on your desk, the time is right for you to consider a fresh start loan with an online lender who can offer you...more
One of the biggest jobs facing younger borrowers is establishing credit history. Without credit history, you cannot get a loan with most lenders, but you cannot establish credit history without getting a loan. Sound both familiar and confusing? The...more
If you are like most people, your home represents your biggest asset, and you may be uncertain about pledging your home for collateral to obtain the loan you need. Or perhaps you do not own a home and have no collateral to pledge in order to secure...more
There are numerous reasons that you have bad credit, but the only reason the bank needs to turn you down for the unsecured loan that you need immediately is your previous poor credit performance. Perhaps you have lost your job or became injured or...more
Cheap car loans take a little more work to find, but that work is paid for with the money you save in interest, and the reward of finding the best deal for your circumstances. When you go to find a vehicle the place you'll end up wasting the most...more