One of the biggest jobs facing younger borrowers is establishing credit history. Without credit history, you cannot get a loan with most lenders, but you cannot establish credit history without getting a loan. Sound both familiar and confusing? The type of loan that works best in this situation is the no credit loan which is written specifically for those borrowers who have not yet established a borrowing reputation. Types Of No Credit LoanA no...more
A fresh start loan may be just what the doctor order to cure your financial worries and woes. If you have a stack of unpaid bills piling up on your desk, the time is right for you to consider a fresh start loan with an online lender who can offer you fast service, reduced paperwork, increased approval rates, and a lower rate of interest - all from the comfort of your own home without a stuffy banker scrutinizing every detail of your financial...more
Having bad credit can hold you back from getting the loan you need now with many lenders, but there are some lenders who work specifically with bad credit borrowers to process bad credit loans under special terms. As a bad credit borrower, it is very important that you make your application for a bad credit loan as appealing as possible to your new lender. Looking Good For Your Bad Credit LoanWhen considering whether or not to grant a bad credit loan on your behalf, there are various factors that your new lender or loan servicer will look at to determine your eligibility. By knowing what to expect during the application process and what lenders are looking for in a borrower, you increase your chances of getting approved for the bad credit loan you need in the amount you wish to borrow. Borrowing History Matters For Bad Credit LoansYour past behavior with other loans, credit cards, and lines of credit makes a huge impact on your ability to borrow money with any lender. For this reason, it is important that you know exactly where you stand in terms of your own credit report when applying. By pulling a copy of your credit report from all three major credit reporting bureaus, you can...more
There are an increasing number of homeowners who have bad credit. Perhaps you are among them. You may have recently been turned down for a loan or credit card. No matter what reasons you may have for your credit being less than perfect, if you own your home, you can still qualify for a homeowner loan. Homeowner Loans For Bad CreditHomeowner loans...more
Most lenders require that you pledge collateral to receive the personal loan that you need. Many borrowers, however, are very reluctant to pledge collateral such as their homes or cars, in an uncertain economy in order to obtain a personal loan. If you are among those who do not wish to risk losing their home during the financial crisis to obtain a...more
Many borrowers have the benefit of owning a home and using their home as collateral to stand good for the loans that they apply for. That is not the case with every individual, however, and non homeowners need to borrow money, too. If you are a tenant or renter, you probably feel stuck downstream without a paddle when it comes to qualifying for loans. With a tenant loan, however, tenants have access to great loan products that are written specifically for those who do not own a home or for those who live with their parents, relatives, or friends. If you have an immediate need, you can easily apply for a great tenant loan that is written at a reasonable rate and with good terms and conditions.Various online lenders and lending institutions specialize in tenant loan products for non homeowners. An online tenant loan is designed to allow those who do not own their own place of residence a good chance to borrow the money they need based upon their ability to repay their lender and their overall credit history. The majority of people who rent can qualify for a tenant loan in some form or fashion online. Tenant Loans For Most ExpensesThe online tenant loan is perfect to help borrowers...more
There has been a plethora of news lately about homeowners who are struggling to pay their mortgages, but what about renters and tenants who do not have the luxury of owning their own homes? In most cities across the United States, lease or rent...more
The economy is an awful mess - anyone who reads the evening news can tell you that. Many people are wondering if they can get the loan they need to buy a new car. The short answer is - yes! There are many lenders looking to loan money for individuals...more
It's true, Uncle Sam has more funding available in the form of grants and scholarships to help low to middle income families better afford a post-secondary education. Pell Grants are not the only option, although they are the most common and easily...more
Technology has come a long way! The changes we have seen and the growth in technology over the past 10 years has been amazing! Now those changes can seriously change your life for the better! Scholarships for moms can now pay for online degree...more
Chances are you are not someone born to privilege. You, like millions of Americans, are struggling to pay the bills, barely able to do so, struggling to meet the demands of your financial obligations and stressing. Your job in unfulfilling and you do...more
Most working moms think that there will never be enough time or money to allow them to continue their education. There typically isn't enough in the family budget to pay for school. Finding the time between work and family seems impossible as well!...more