Life insurance is a very important decision for every family. While the importance of life insurance is understood well in the United States, most Americans think that just having a policy is enough to protect one's family.In 2007, the country's first-ever ‘Life Insurance Gap' study revealed that many Americans have just half the life insurance protection they needed to meet their financial objectives. Since this survey was...more
The main aim of buying a life insurance policy is to protect one's family or business in the event of death. Therefore, it makes sense that the beneficiaries have a stake in the life of the insured – they are dependant on the insured for financial or business stability, etc. This is called insurable interest, and is the main premise on which life insurance policies are issued.However, there are instances of strangers approaching...more
Effectively. Life Insurance is a simple cover and generally can fall into the cash value and no cash value scale. Policies that have investment options fall into the cash value category. The non cash life insurance policies are those that strictly have death benefits.To get the life insurance that is best suited to your needs, you will need to engage in some serious research. You might go to a financial consultant for advice on the best life insurance policy for you. Always confirm any information you are given in your quest for the right life insurance policy for you to assure that you make a decision you will not regret.Unexpected events might compel you to acquire a life policy. Your child may fall sick and in need of money to pay medicals bills. In this case, life insurance can cover the medical bills for treatment.For most term life insurance policies the premium remains fixed. A fixed premium in the context of life insurance refers to an unchanging amount of cash that has to be paid each month. The possessor of a whole life policy often can take out a loan against the life insurance.A term life insurance is the cheapest type of insurance that there is. There is...more
It's worth understanding the different "dates" that make up a life insurance policy. There a few subtle rules that govern what you can and cannot do with your policy. We're going to look at a few specific life insurance dates. Before we start, though, let me say this caution you not expect to any action until after the second...more
Professional sports men and women are often worshipped by everyone else. Thats got a lot to do with the fact that sports people seem to have found a way to live out their dreams to play, effectively, for a living. The thing non sports people dont recognise, of course, is that there comes a time in every sports persons life when their career is...more
Do you want.....The Secret to How You Can Create a Potent and Successful Life? Focus Change by: Dr Ed and Dr Kathy Moloney (publishanerica.com) Synopsis: The book takes you through the requirements to attract and manifest a dream life. As well as, teaching you a number of tools to help you get there. Or you can elect to play the game of life according to someone else's programming and parameters and maybe you will even find some ‘cheats' along the way which will make you seem better at the game then you really are. However, when you get to the end –you simply get the ‘Game Over' sign and you are done. Wouldn't it be nice to realize that you can be the co-creator of your own life, which you can design and attract according to your wishes, your desires and your specifications. You can, but you need to be aware of all the factors that go into attracting your dream life. This book goes a long way toward assisting you with that. Written at the request of numerous clients who were seeking more processes and tools and information to assist them along their journey through and to a better...more
The most inexpensive kind of life insurance has constantly been term life insurance, at least since it came on the market in the 1970s. However even while the insurance itself is the most inexpensive life assurance you are able to purchase, there are...more
As the sun sets in Goa, the city comes alive with a vibrant nightlife that is perhaps the best to be found in the whole of India. Apart from its lovely golden sandy beaches, the exciting nightlife of Goa is one of the major tourist attractions of the...more
SecureLife Insurance Services has over 30 years of experience in marketing life insurance products. Their commitment to you is to offer the best life insurance coverage at a competitive price. Their goal is to provide you with the information that...more
Paying out for car repair jobs may become quite expensive. The good thing is that often you will get your car maintenance work costs insured within your vehicle warranty. This is especially true for new automobiles but you may also have...more
A common investment in your business should be exclusive insurance leads. Agencies may not see the value in prospecting exclusive insurance leads, but you will clearly see in this article that top agencies agree you need to open your eyes to this way...more
It is very important to decide on the type of insurance you need to buy, when you decide to apply for life insurance, especially when you are new to the insurance and knows very little about the policies and the processes. To help the prospective...more