If you are over 65, or if you are taking care of an elderly person, you may have gotten some offers for senior life insurance. There are a lot of big companies, like AARP, that market a variety of life policies for older people. A lot of older people wonder if they should buy a policy to help provide cash for their families when they pass away.Families may need cash when a loved one passes away. Funerals are expensive. Families also...more
50000 executives /agency managers & 12 lakh part time agents of Life Insurance companies are going to be out .These are the estimates of Research & Analysis Wing of Insurance Foundation Of India and were released by S. K. Sethi ,Vice President of the foundation ,which is a non profit organization and is working on various projects connected with the growth of Indian Insurance Industry.These facts are being supported by the fact...more
Don't let the fact that you are someone who does not have any health insurance at this point in time prevent you from getting the medical attention that you need. If you know that you are sick, things are only going to get worse for you if you neglect to see a doctor. And, if you're worried about cost, it is certainly going to be more expensive to treat a severe condition than it would be to receive treatment the minute that you think something might be wrong. So, it would be advantageous for you to find a doctor in Chicago who works at an immediate care clinic. This is a smart decision because you will find quality care in a professional environment, and you will also find that the treatment is going to fall well within your budget.Some people who do not have any health insurance mistakenly assume that they have to go to an emergency room in order to receive treatment merely because an emergency room staff has to treat everyone who comes through the door. Although this is true, it doesn't paint an accurate picture of the experience. You will find that if you get care at a hospital without insurance, you are still going to receive hospital bills in the...more
The latest book - The Dealer and the Dead - from Gerald Seymour is raw and hypnotic at the same time, though it does look more like reporting rather than fiction. You may also be disturbed by its brutality. This is the story of a British arms dealer Harvey Gillott who got payment for delivering arms to Croatian villagers anticipating a Serbian...more
Like most other things, getting the best insurance deal does not necessarily mean that it will be the cheapest option. Sure, everyone likes to get a good deal and occasionally you may come across a bargain but most of the time, when it comes to life insurance, those deals are few and far between. A cheap or bargain policy usually...more
Is your Life Insurance up-to-date? Life insurance is like the Swiss Army knife of estate planning: there are so many ways you can use it as you plan to pursue your goals. Whether you simply need to insure yourself or need to protect your estate through sophisticated planning, September is the month to think about life insurance – and all the ways it can potentially help you financially.30% of Americans have no life insurance whatsoever. So says a 2010 study from LIMRA (a worldwide association of insurance and financial services company), which also revealed this troubling fact … right now, fewer Americans own individual life insurance policies than at any time in the last 50 years.1 If you're not insured, you're not alone.Did you cut your coverage due to financial hardship? Are you waiting for sturdier financial times? The non-profit Life and Health Insurance Foundation for Education (LIFE) found, via poll in 2008, that 27% of Americans would be willing to cancel their life insurance coverage to save money in hard times.2 But if the unthinkable happens, a lack of insurance could make even the toughest times more difficult for loved ones.LIFE wants to...more
In the event that you hurt yourself or experience a minor illness, do you know exactly where you would go for the treatment that you need? Would you wait until your private care physician is able to see you, or would you rush off to the...more
Knowing the underwriting objectives, a professional life insurance agent must likewise observe basic responsibilities that must be accorded to the clients. If done properly these responsibilities will act as a bridge in order to build...more
Once you get your life insurance quote, there is just one thing standing between you and the issuance of a life insurance policy. And that thing is life insurance underwriting.What is life insurance underwriting?Life insurance underwriting is the...more
Whole (or permanent) life insurance policies are more than meet the eye. Sure they offer a death benefit that caries through the rest of your life as long as you pay your premium and keep the policy in force, but more than that they offer an...more
Even the best functioning families in the world have been tossed into disarray when determining which family member will get what after the death of a someone in the family. This scenario can occur as a result of an insurance contract being owned...more
Though there has been astounding progress in the medical field, no one can predict with certainty about their state of health at a future date. Our complex lifestyle, increase in environmental pollution and new strains of diseases are slowly and...more