Life insurance premiums vary between each insurer and you may ask the question why. One of the main reasons behind the differences is because each insurer will assess the risk of offering you cover differently.Factors contributing to term life insurance ratesWhen calculating rates, an insurer will typically look at your age, gender, and smoking status to help determine your premium. The insurer may also factor in things like your body mass index...more
Life Insurance for Business OwnersIf you own your own business, chances are youve at least thought about the conditions under which you will make your departure from the business and who is going to take over after you leave. Business continuation is difficult enough under normal circumstances, but if it has to take place following the unexpected death of a key person or owner, the complications can increase exponentially. Company-owned life...more
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