What is Death Life Insurance? Life insurance and death life insurance can be considered two very different types of coverage. It is a good idea to have both types of insurance because they cover two distinct types of issues. So how does one know the different between the two and which is the more important coverage for them? The following illustrates how the two insurance types vary and what they cover:Death Insurance – This is insurance...more
Diabetes Life Insurance is Available If you have diabetes, you may have been turned down for life insurance before. You've probably been told that you are not eligible for certain policies and this can be a frustrating and frightening experience. If you are approved for life insurance, the company is probably trying to charge you an arm and a leg for it.But it doesn't have to be that way. There are other options in diabetes life...more
The Various Life Insurance Benefits The times are tough for many people and with the economy consistently getting worse each day, it is important for those living in New Jersey to have some financial security. Life insurance is not typically thought of as a short term investment as it is considered more as death insurance because it pays out after death, right? Actually, this is a fallacy as not only are these policies payable at death, but there is the ability to cash them out early as well.There are many more benefits to life insurance, as follows:Not Just for Death – There are life insurance policies that offer the holder payment in the event of serious illness or accidents. This means that while the policy holder has not passed on, it pays them when they need it most; when they are compromised by their health. If they hold this type of policy, then they can have the comfort of knowing bills are being paid while they concentrate on getting well.Mortgage – Those who own a home can purchase a life insurance policy at the same time and after the policy has matured, they can use this to pay off their mortgage easily. This means that the later years are not spent worrying...more
Work Life Balance, and How to Get There As Your Own Boss I think back on my time working for someone else and almost have to laugh now. It seems so distant and far away that it isn't even real to me anymore!But I have to remind myself how I felt at the time.The mornings were the worst. I had to leave earlier and earlier to get to work...more
Term Life Insurance Funeral Coverage Many people are under the impression that term life insurance does not cover funeral expenses. This is partway true, depending on the length of the policy and where the insured stands in their payments. Term life insurance differs from whole life insurance in a few ways but the most obvious is that it is...more
Why is Life Insurance in NJ on the Rise? There is a booming industry in New Jersey and it is not in any industry that people might consider. It is in life insurance in NJ and there are a few common factors as to why this is happening right now. Some may consider it to be greed on the insurance companies' part, but this is not the case and is not the reason that the industry is now experiencing an uprising.The following are the most common reasons why life insurance sales are on the rise in New Jersey:Young Wealthy People – With New Jersey holding the best wage earning potential in the country right now, there is an influx of young wealthy people. They are graduating from college and heading straight into higher paying jobs. These savvy youngsters understand the importance of life insurance and are taking advantage of the good investment with low risk option that life insurance offers. They understand that there may not be a social security package for them when they retire so they are making sure that they have a solid plan in place where their money is safe. Life insurance offers this to them and is a much more sound investment plan than stocks or other opportunities...more
Three NJ Life Insurance Questions Commonly Asked Buying life insurance never seems easy for those who are seeking it. This is because the policies are so complicated and it can be difficult to understand some of the terminology. Another aspect...more
Life Insurance You Can Borrow From As a popular plan, whole life insurance is usually the most requested type of cash value life insurance. The question is, is it the best plan to use if someone needs to borrow from the policy? In most cases...more
Life Insurance You Can Actually Afford! You've decided to purchase life insurance. Well then, you've made a fantastic decision for your family and those you care for. Knowing that you've provided for them after you're gone...more
Top up your Life Insurance "Fun is like life insurance; the older you get the more it costs"…Kin HubbardWe have all heard about the importance of rupee cost averaging when it comes to investments but very rarely do we realise that the...more
Methods For Locating A Dependable Whole Life Insurance Company Everybody wants the best insurance available. Some people can spend hours searching the web and requesting quotes from a large number of insurance companies. The information you...more
Health insurance is an expensive necessity that many have in case of emergency. Finding the best rates for health, life, and auto insurance can be a daunting task to say the least. There are a host of insurance companies that have dedicated websites...more