Investing in annuity is the most feasible investment Investing in annuity is the most feasible investment that you can make as that is valid for the security after retirement. It is one of the most profitable plans of investment as that assures a financially secured future after the retirement. Retiring from job does not mean retiring from life itself. Retirement is the period to relax and reflect back on the past experience. It...more
What You Need To Know About Annuity After Retirement Have you planned your finances for the days to come in such a way that they would provide you a better standard of living? Any person who has reached the age of retirement would tell you that it is imperative to start planning your financial future right from the time you start earning. A good way of doing this to start putting in a little bit of contribution from your monthly...more
What are retirement annuities and how the plans work Before we stumble upon retirement annuities let me tell you what an annuity exactly is. It is basically a product of insurance. It will pay you out an income after your retirement. You must be thinking how this is going to work. You have to pay the premium for this product for certain years without any return. Suppose you are 40 years of age. You choose an annuity product in which you will pay the premium till your 60 years of age. After that you will stop paying premiums and the insurer will start paying you. But do keep in mind that during those 20 years for which you are paying premiums you will not get any returns. This is the basic idea about annuities or retirement annuities. The money which you will receive from retirement annuities as a return can be opted out to receive as monthly, semi annually or quarterly. You can also choose to receive it as a whole sum. The amount of your payment will be determined by various factors like the premium amount you are paying, the age on which you started the retirement annuity policy etc. The payout also can be of different types. Like you can opt for fixed payout in...more
See The Benefits Of Using a Retirement Calculator It used to be that you could not access the money in your superannuation account until you were 65 or had permanently retired (after reaching your preservation age - currently 55). Thanks to some changes in the law, that's no longer the case. As of 2005 changes in the rules allow...more
The Importance of Having a Tampa Speeding Ticket Lawyer Doing speeding may cause you trouble because it is against the law. The mere fact that you may face accidents in doing speeding is really a great trouble for you. There are certain speed limits that have been assigned to every public ways to avoid any accidents. Failure to...more
Retirement Planning with Systematic Investment Plan (SIP) The year was 1985. A joint family of 10 people (two brothers, their wives and kids along with their parents) was living happily with limited means. It was a period of closed economy, limited access to global products and aspirations were limited. It was a period of joint family with lower expenses and higher savings.In 2011 we are talking about nuclear family, children staying away from parents due to higher studies and employment opportunities, increased cost of medicine due to advancement of medical science and more stressful life. Parents retiring today are more dependent on their own savings to live through their retired life than getting dependent on their kids. Imagine if this is the scene today, how would be our retired life 15-20 years down the line.This creates a scary picture in front of us today. To turn your retirement the best period of your life by living for yourself and do everything that you have not been able to do during your working life or to make your retirement a painful nightmare depends on how you plan for it in early years of life.The common point is money looses its value over a...more
Divorce Lawyer San Diego – How to Find a Divorce Lawyer in San Diego Sometimes life is unpredictable. If you are considering ending a marriage or relationship, then you know there are tough decisions to make. You need to find the...more
Active versus passive investing – is there even a debate? It seems to be that at a theoretical level the argument is nailed by a simple mathematical analysis. This deserves – for a full and complete explanation – quite a lot of...more
Importance of a Great Criminal Defense Lawyer Over years issues concerning crime and other legal cases have increased at a substantial rate. The law ethics has been acknowledged by the people in order to properly execute the law for...more
Sacramento Accident Lawyer How can you tell whether the Sacramento accident lawyer you are about to hire has what it takes to handle your case to the best of their ability? There are several facts you need to keep in mind when in the...more
Why Investing in Canada Makes Sense When people think of oil production, they usually think of the Middle East. Yet, Canada is a world-leading producer of oil and gas. There are several ways to invest in Canada's Oil Gas Stocks....more
Dealing with Property Tax: When do you need a lawyer? As our country's stock market has lowered, lots of people's home values are doing the same. While yourhouse losing value isn't desirable, solace mightbe taken in the...more