So, here it is, the big ‘R'. You've spent a lifetime working, setting monies aside for investment after retirement. Now you're here! What to do? Most likely, your investment after retirement will consist of a pension (?), 401(K), or IRA and Social Security. Statistics say that the average savings in a retirement plan is $100,000. After you've figured out your expenses, down sizing, making changes,you must figure income...more
.. How many times have you heard people speak of investing in the stock market? They talk about selling short or long, putts & calls. How they bought a ‘penny' stock & sold for ‘a killing'. You have to admit, it has a romanticism to it. Wall street is an exciting place where Billions (with a B) are trading every day. Some millions are gained and some are lost.For most, Wall Street is a place in the movies or what we read...more
Baby boomers look for retirement investing advice as they should. Since this generation is living longer and healthier than their parents and grandparents, they need to have enough to support them or return to the work force. In today's economy, many companies are not providing company pensions or a 401K. Unless you inherit a large sum of money or win the lottery, you will need retirement investing advice for sure. Social Security will not be enough to live the way you want. We are hearing that Social Security that we are relying on may not be there by the year 2047. In additions, how many jobs will be available for you at your age? Retirement investing advice is serious. There are only a few ways to save for retirement in qualified (being tax deferred) plans. They are: 1) Company sponsored 401K plan. This is considered ‘FREE' money. The money comes out of your paycheck pre-tax. So contributing 6% doesn't make too much of difference in your take home pay. What you contribute is tax deductible and taxes are deferred. So, you don't pay taxes until you withdraw funds. Usually, your tax rate us much lower when you reach here....more
The first step to avoid financial debt within retirement investing is to create and maintain a budget. It's easy, simple and can be fun. Take an inventory of expenses with a list. You must include everythingin order to get an accurate accounting for your retirement investing.Don't forget the simplest of expenses. I.E., purchasing...more
Beginning out as an entrepreneur tend to be intimidating. You will never know where you should invest, exactly how much or when you should unwind. The trick is straightforward - compound your investment funds! Subsequently after are a few compounding investment industry secrets from me to help most people. Fast return investments. To start with,...more
Going through the divorce process is probably one of the most painful and unpleasant stages for every spouse. And the last thing you would want to happen is to hire divorce lawyers who deliberately manipulate you or your children in serving his or her personal interests. This is why you should choose carefully a lawyer who will be trustworthy and credible enough to help you cope with this experience. Also, do not wait for lawyers to return your call and inform you about court hearing schedules, as this can utterly waste your time. So the best lawyer that you should choose is someone who will understand clearly your situation and is sympathetic toward your case. He or she should also know how a divorce works. Hence, you should pick from the most experienced divorce lawyers, as they definitely know what to do. The following are some additional steps you should follow when hiring and choosing from hundreds of lawyers out there. As mentioned, experience is the most important qualifications that lawyers must have, especially divorce lawyers. You must check and verify the number of professional experience the lawyer has as well as get a look at the case profiles he or she has handled...more
Oh how often we daydream about our lazy days of retirement?Do you picture yourself on a beautiful beach in a resort setting or maybe in a big city environment? What ever your retirement daydream may be, you really need to ask yourself...more
Safe is good. Particularly, as we mature to our golden years, we want more comfort, safety and good health. Safest retirement investment means what is at risk with them, how to find them and most importantly, what is your risk...more
Taking a bar exam is one of the most responsible steps in every law school students life because it gives the permission to work as a lawyer or a barrister. It is a very complicated undertaking as it usually lasts three days and takes up to 200...more
Many people like the idea of buying property in Spain. It will either be a holiday home or they'll live there. Buying real estate in Spain is different, and there have been reports in the past of illegal real estate being bulldozed under using the...more
Retirement could still be a long way from you or maybe it is just right around the corner. It really doesn't matter as to how far or near it is, you must firmly start saving for the same from this very moment. But it is a fact that saving in current...more
A life spent working hard and saving every penny implies comfortable living post retirement. This is an idealistic assumption if the right retirement investment plan is not made. Today, there are several providers who promise to take care of an...more