Baby Boomers are a large group coming into retirement age and many feel that Social Security will not be able to support the needs of the seniors. Many are looking to have the funds there. Many will live on that alone. Where are you ?As the economy changes, so does corportate America. The days of working for a company 25+ years is a thing of the past. Our parents and grandparents would stay for that length of time and retire...more
So, here it is, the big ‘R'. You've spent a lifetime working, setting monies aside for investment after retirement. Now you're here! What to do? Most likely, your investment after retirement will consist of a pension (?), 401(K), or IRA and Social Security. Statistics say that the average savings in a retirement plan is $100,000. After you've figured out your expenses, down sizing, making changes,you must figure income...more
.. How many times have you heard people speak of investing in the stock market? They talk about selling short or long, putts & calls. How they bought a ‘penny' stock & sold for ‘a killing'. You have to admit, it has a romanticism to it. Wall street is an exciting place where Billions (with a B) are trading every day. Some millions are gained and some are lost.For most, Wall Street is a place in the movies or what we read about in the newspaper. If you ever get the opportunity, go visit Wall Street.You will be amazed. It is a frantic experience.Baby Boomers are risk takers. That's why this country has progressed to where it is today. Are you? If you decide to invest in the stock market, you must do your due diligence. You could be a very successful investor or you may bring financial ruin to yourself and family. Remember Bernie and his Ponzi scheme? With today's electronic world, you can do trading online with just a few clicks of the mouse. Imagine with one click you can go broke. So here lies your Caviot. Do your home work, speak with professional investment counselors, CPA's, tax attorney's, bankers and the like.Some of the advantages of being online with...more
Baby boomers look for retirement investing advice as they should. Since this generation is living longer and healthier than their parents and grandparents, they need to have enough to support them or return to the work force. In today's economy, many companies are not providing company pensions or a 401K. Unless you inherit a large...more
The first step to avoid financial debt within retirement investing is to create and maintain a budget. It's easy, simple and can be fun. Take an inventory of expenses with a list. You must include everythingin order to get an accurate accounting for your retirement investing.Don't forget the simplest of expenses. I.E., purchasing...more
Beginning out as an entrepreneur tend to be intimidating. You will never know where you should invest, exactly how much or when you should unwind. The trick is straightforward - compound your investment funds! Subsequently after are a few compounding investment industry secrets from me to help most people. Fast return investments. To start with, everyone unquestionably have to make sure that you're concentrating on opportunities that may see income in the quickest period of time. A great investment which brings in a 4% return over one week is worth far more to you personally when compared with an investment that earns a 10% gain throughout 12 months. Why? Allow me to demonstrate fast return investments. When you commit your money and see a fast return, you can actually reinvest not merely the quantity of your starting investment but the profit you've earned as well. As you continue doing this routine you will observe your hard earned money can grow exponentially in a way you never could have thought possible. Like the tone of fast return investments? Think about a snowball rolling down a slope. As the amount of snow increases, thus does the available surface area of the snowball -...more
Going through the divorce process is probably one of the most painful and unpleasant stages for every spouse. And the last thing you would want to happen is to hire divorce lawyers who deliberately manipulate you or your children in serving his or...more
Oh how often we daydream about our lazy days of retirement?Do you picture yourself on a beautiful beach in a resort setting or maybe in a big city environment? What ever your retirement daydream may be, you really need to ask yourself...more
Safe is good. Particularly, as we mature to our golden years, we want more comfort, safety and good health. Safest retirement investment means what is at risk with them, how to find them and most importantly, what is your risk...more
Taking a bar exam is one of the most responsible steps in every law school students life because it gives the permission to work as a lawyer or a barrister. It is a very complicated undertaking as it usually lasts three days and takes up to 200...more
Many people like the idea of buying property in Spain. It will either be a holiday home or they'll live there. Buying real estate in Spain is different, and there have been reports in the past of illegal real estate being bulldozed under using the...more
Retirement could still be a long way from you or maybe it is just right around the corner. It really doesn't matter as to how far or near it is, you must firmly start saving for the same from this very moment. But it is a fact that saving in current...more