Guarantee the most lucrative pension income by substituting retirement annuity firms Of course this is something most of us will not consider until we get to retirement as we simply don't have time. There are a catalogue of excuses why we don't ponder annuities in life such as... lack of disposable income, lack of awareness and lethargy.Pension workers can find this quite astounding as securing the best annuity can mean boosting your...more
Discover How You Can Make Money Investing in Penny Stocks! Penny stocks are company share offerings made to share investors by companies that are too new or small to be offered with the major share exchanges. Lots of investors are attracted to these stocks as they can require only a small initial investment, however it's important to keep in mind that there sometimes there is a high risk of the share value falling to zero. People are...more
Law firms today are facing increased pressures from corporate counsels to reduce their external legal spend. They have been caught in a pincer grip of a slackened economy on one hand and reduction in work from clients on the other, resulting in a demand to lower both the quantum of billing and the billing rates. They need to adapt to this changing market scenario and the unimaginative ones will see their earnings do down. But, this market also offers growth opportunities for those firms who are ready to change, and are ready to look at the value they offer to the clients in a different way.Traditionally, the alternative billing methods pioneered by DuPont include:Flat fees for repetitive, predictable servicesDiscounted fees in exchange for performance bonuses (based on cost savings)Blended rates for any resources used from Senior Partner to paralegal that should push the firm to use lower level employees when possibleVolume discounts that discount hourly rates as the volume increasesCapped fees, which may be a gamble, but can provide predictabilityStriking upon the right billing model is a challenge for most law firms, and it has been seen that alternative billing models will be...more
Change is a word with which Mr. Barack Obama fought and won the US Presidential elections. CHANGE is a word with which Mr. Warren Buffet revolutionized investments from a small set up to a brand which demands respect. And believe it or not, CHANGE .is a word, which is all set to change the lifestyles of many law graduates in our country. Yes, I am...more
Although almost all consumers value every penny of their hard earned money before it goes out of our pockets and we also take precautions to ensure the quality in our purchases, little do we realize that all products have a question mark on their safety quotient. To understand them better along with the threats they pose to the society at large we...more
SKILLED LAWYERS WITH A MULTIDISCIPLINARY Approach Welcome to Musa-Obregon & Associates. We hope that you come across our firm's web page beneficial and informative. We are a full service New York law corporation situated in Manhattan's Park Avenue as effectively as Jackson Heights & Maspeth, Queens. We also see clientele conveniently in Fort Lee, NJ and White Plains, in Westchester County, NY. While we concentrate on Federal and State Prison Defense as effectively as Deportation and Immigration Protection, we are also a basic practice corporation. The corporation is headed by S. Michael Musa Obregon, a former New York Metropolis criminal prosecutor who is extremely experienced in each federal and state prison protection and immigration and deportation. Our immigration lawyer New York regularly battle the two in the Felony and Supreme / Superior Courts through New York and New Jersey and in all Immigration Courts in the metropolitan area. We defend individuals in deportation situations at 26 Federal Plaza, 970 Broad Road in Newark, 201 Varick Road in Manhattan, in Fishkill, NY, in York, PA as nicely as Philadelphia, in Hartford, CT and other Immigration Courts and Detention...more
Playa del Carmen Condos for Retirement – Choosing Your Community If you are planning for retirement on the beach, you've probably considered a Playa del Carmen condo. While many features of the property itself are very important for a...more
Four Great Retirement Gift Ideas They have worked hard for decades, and now they are finally leaving the workforce. Retirement is one of the biggest milestones in any person's life. It is certainly an occasion for celebration and gift...more
Intoxicated driver arrested dui lawyer Seattle If you have been charged with a prison offense, you have to have a prison defense attorney who will defend your rights with passion and zeal. That's exactly where I arrive in. I will FIGHT Hard...more
Importance of Investing Even though money doesn't grow on trees, it can multiply when you save and invest it. In the last article we saw reasons why we need to have multiple streams of income. We also find out that to secure our financial...more
Retirement Income Planning Is More Than Just Saving Money Income retirement planning for most people is simply saving money for retirement. It turns out there are more issues to making sure you will have enough money to cover 25 years of...more
Making sure that you have enough money to last your golden years requires thorough retirement planning that goes through different stages; from a few decades away from retirement to the point that you retire and start life as a retiree. Long before...more