As one approaches retirement, it is increasingly important to have some sort of protection from major medical bills. Did you know that while you are still employed, you may be eligible for a Health Reimbursement Arrangement?Health Reimbursement Arrangements, popularly known as HRAs, allow employers to legally reimburse their employees with tax-free money for qualified health care expenses and health insurance premiums. Depending on your employer,...more
When one hears mention of HIPAA, they generally journey back in their mind to their last visit to a physician's office or hospital. Along with all the rest of the necessary paperwork, the HIPAA form becomes just one more thing to sign and date, making it more of an annoyance than anything else. However, when it comes to health insurance and discrimination, HIPAA becomes much more than another required signature.HIPAA, or the Health Insurance...more
When the USA suffered from a financial turmoil, many people abruptly found themselves out of work and without any health plan. If you made it through this situation and got a new occupation at this time, you are probably a very lucky person. This does not suggest, however, that you should contend yourself with thanking the stars for your good fortune. Instead, you should be taking actions towards obtaining the proper individual health insurance plans for your approaching necessities.Why should I select individual health insurance plans?While most people like to reside inside a dream world where nobody gets old or sick, the truth is getting older and diseases will happen. You can't evade this fact even when you have the healthiest habits and eat the most beneficial food items possible. Getting individual health insurance plans means looking after your own well being. It also means planning for sudden costs that may have you borrowing cash needlessly. Insurance policies will enable you to get through a crisis with all your money intact. This will allow you to concentrate on recuperating rather than worryabout paying out-of-pocket costs. What type should I purchase? It depends on...more
The cost of medical treatment has increase greatly just of late. Do to this problem of expensive treatment many people are now looking for less expensive health insurance plans. Therefore most people are in for low cost medical insurance coverage. Because they are cheap they thus provide only limited facilities. More to that cheaper health plans...more
Health Insurance For Less In 5 Easy Steps Benefit from you employer's insurance by living a healthy lifestyle,researching companies to choose the right plan for you and buying your prescriptions through the mail. Health insurance helps protect you or your family from risks and financial inconveniences brought about by medical and...more
Health insurance law under divided Congress Can Republican lawmakers repeal the law?Chances are slim to nil, at least through 2012. Although Republicans have regained control of the House, they will remain in the minority in the Senate. So it's unlikely that Congress could pass a repeal bill. But even if that were to change, as long as President Obama remains in office, it's a safe bet that he would veto such a measure. Easy To Insure ME has the answersWhat about repealing parts of the law?Among the discrete provisions Republicans have discussed putting on the chopping block is the "individual mandate," which requires virtually all Americans to obtain health insurance or pay a tax penalty. But any effort to strip the law of a provision that Democrats and the president consider essential to its overall functioning is likely to suffer the same fate as an outright repeal bill. Without the individual mandate, for instance, the law's requirement that insurers stop denying coverage to people with preexisting conditions or set annual limits on benefits could fall apart because the risk pool could be skewed toward the sick.On the other hand, Republicans could succeed...more
Reasons To Get Small Business Health Insurance In Michigan If you own a small business, you likely do as much as you can to reduce the amount of costs you incur each month. The small business health insurance Michigan provides may be...more
When it comes to health care, people can make things easier for themselves by learning about the choices available regarding insurance. Prior to purchasing a health insurance, customers need to gather relevant information about the options on the...more
Be aware of what the law allows for and requires when it comes to private health insurance. For most states, you can find this information online. When you are shopping for new private health insurance, find out what are the variations and exemptions...more
How To Keep The Family Healthy Over Christmas Christmas is often a time of over-indulgence and it's not uncommon for people to come back after the break carrying a little extra 'holiday weight'. Here are five ways to help your...more
A policy can have a small copay for a doctor's visit and have a deductible that must be paid before the copayment. This can mean that if the policy has a $1,000 deductible and a $30 copay, the patient must pay the first $1,030 towards their care...more
The skyrocketing cost of healthcare has scared many people into thinking that they cannot afford quality health insurance. But, the truth is that there are many policies which are accessible and within reach for many if they know where to look. Of...more