Understanding insurance policies can be very confusing. Health insurance is one of the single most important types of insurance you will ever invest in simply because you and your family's health are dependent upon having a good health insurance policy. A good health insurance policy will provide inexpensive preventative maintenance check-ups which ensure wellness. These are commonly known as annual physicals or wellness check-ups and most...more
Pre-existing conditions can range from the chronic to the terminal, to the debilitating to the annoying. Regardless of severity, however, it is a fact that obtaining full coverage for pre-existing conditions can be difficult. Individuals that are "poor enough" can receive coverage through Medicare or Medicaid, but those that make too much often find themselves between a rock and a hard place.Anyone that receives health insurance from an employer...more
As studies continue to turn out regarding some of the many concerns of modern medicine in the United States, more people are turning to alternative medicine to address their medical issues. Whether they are looking for an alternative to traditional medicine or are looking to address the root of the problem rather than treat just the symptoms, health insurance providers are beginning to recognize the benefits of alternative medicine as well.Since alternative methods are just recently becoming more accepted by modern health care practitioners, health insurance companies still do not offer much coverage for holistic treatments. However, there are some instances in which there are exceptions.Chiropractic services are becoming increasingly more popular, and as such, coverage is now being offered by some insurers. While coverage is generally less than for a visit to a traditional medical doctor, there are often at least discounts offered now for this type of treatment.Holistic medicinal treatments are still not covered, perhaps due to the lack of oversight. The Food and Drug Administration considers herbal supplements, vitamins, and minerals to be classified as food (yum!), so they do...more
When choosing a health insurance plan to purchase, there are numerous options to choose from. Researching the many options available before purchasing a plan can ensure the best coverage at a reasonable price. Contacting an insurance agent is a good place to start, because an agent has knowledge about the current insurance plans that are available...more
Health Insurance: A Perfect Investment For Your Company Business health insurance is one of the significant advantages companies are offering to their employees these days. Health insurance is also one of the prime considerations for an employee while taking up a job. For an employee, it is satisfactory to know that he/she and...more
For decades, insurance companies have charged millions of consumers with unreasonable and unjustified health insurance rate hikes. While some states have the authority to review and reject rate hikes, there are states that don't and California is one of them. Although California does not have the power to reject proposed rate increases, they have the authority to review rate hikes to provide transparency and public accountability and to ensure that consumers receive value for their premium dollars. However, despite the implementation of the rate reviews in California, little effect is seen by consumers. Health insurance premiums are still out of reach for millions of Californians and business owners. There are few strategies that you can do to battle rate hikes, though.How Can Consumers Afford California Health Insurance When Premiums Continue To Skyrocket?Over the past 10 years, health insurance premiums had doubled much faster than wages and inflation combined. The cost of CA health insurance premiums is too much to handle that having a job is no longer a guarantee to get health care coverage. Since health insurance premiums have escalated so fast, a lot of consumers who are...more
There is a large pool of Indian population that stays away from health insurance just because they believe that health insurance premium; amount paid toward the policy issuance is too high. Though it is not true, but still these people believe what...more
With the economy in turmoil, many people are afraid to put money into a health insurance plan which may or may not pay off in the long run. Many policies have so much fine print and little details that seem to provide an enormous amount of...more
You Find Affordable Health Insurance Rates Whatever Your Financial Circumstances Are There are so many people in the US which have declared bankruptcy. And although this might not surprise you, the reason behind it just might. They...more
Disadvantages Of Private Health Insurance Having seen one of the worst financial crises in the recent past, a lot of career experts are advising people to go for jobs that provide health benefits. Indeed getting health coverage is a...more
It was during the American Civil War (1861-1865) that the first insurance plan was put into action. Now it is a staple across the United States and all over world. The insurance plan during the Civil War era was known as the Accident Plan, which only...more
Being involved in an accident of any kind is very traumatic. Both your mind and body needs healing. This is usually easier said than done. But if you follow a simple regimen you can be back on your feet and feeling better in no time. Most doctors...more