Most of us just take our good health for granted, and don't particularly look after ourselves properly. We abuse our bodies and minds by eating unhealthily, not exercising enough and smoking or drinking, so it's surprising we don't get sick more often. It's important you look after yourself and part of ensuring you can is to take out a health insurance that covers against any eventuality. As well as then being able to afford the best medical...more
Medical expenses in the country are increasing day by day. Simple diagnostic tests, surgeries and admission to emergency room can create a deep whole in your pocket. So, having proper health insurance policy for both you as well as for your families is highly essential as it helps in reducing the burden of unintended medical contingencies. The advantages of having a health insurance policy is very clear as it provides you the chance to look after...more
Defining Critical Illness InsuranceWhat is critical illness insurance? Critical illness insurance or critical illness is a health insurance product in which the insurer (the insurance company) is contracted to make a lump sum, tax free payment in the insured (the one whos life is protected from a critical illness) is diagnosed with one of a list of insured illnesses.In Canada a critical illness policy is often structured to pay out 30 days after diagnosis of a critical illness. The payment is made lump sum and tax free. That means the total amount of insurance the policy is for (like $100,000 or $250,000) is paid out to the policyholder as a single cheque. The benefit or claim of a critical illness insurance policy is considered a health benefit by the Canada Revenue Agency (CRA) and is therefore a tax free payment.Most frequent insured illnesses under a critical illness policyThe following list is the most common list of all critical illness includedby insurance companies. Some companies may have a few more or less illness covered in their list of included conditions.Alzheimers DiseaseAortic SurgeryAplastic AnaemiaBacterial MeningitisBenign Brain TumourBlindnessComaCoronary Artery...more
Texas Humana Health Insurance Rate- Get Free Quotes Texas Humana health insurance rate quotes can be obtained online or by working with an insurance agency. You can find all kinds of different policies to choose from including doctor co-pay plans, high deductible HSA compatible or even traditional catastrophic plans, and the quotes that you...more
We all know that celebrity's make a ridiculous amount of money, some for doing nothing more than hanging out with friends, drinking, and fighting on national television. While it would certainly be nice to be paid 30 million dollars simply to act like an idiot, most celebrities do indeed have a brain on their shoulders (or their financial advisor...more
For the average homeowner, there are a few pests that present a serious danger to ones health and to the health of ones family. Foremost among these are rodents such as rats and mice. In part because they adapt so easily to living among humans, there is a nearly limitless list of diseases that they can carry and transmit to whoever lives in proximity to them. Some of these maladies such as hanta virus and plague are potentially fatal to humans, and many deaths in history have been recorded due to people living in close quarters with rats and other rodents. Most of the time an infestation of these creatures will begin simply enough, it will often be one or two solitary rodents that enter the home in search of food or a warm place to shelter themselves. If they find either or both of these things, they are liable to maintain their presence in the home for as long as they can, until they are killed or forcibly removed. The nests that they live in present the greatest hazard to ones health, due to the fact that their waste products are often riddled with bacteria and viruses, and can easily and quickly become aerosolized throughout the home. Breathing in this waste dust can lead to the...more
The health insurance industry has grown well over the period. This market has grown both organically and inorganically, with this industry witnessing many mergers and acquisitions over the period. This market is facing challenges from increase in...more
As the famous saying goes, death or illness can strike anybody at any time. With thechanging lifestyle and new age issues such as food habits, eco-system disparities, pollution and a number of other reasons health insurance is gaining prominence in...more
While many people just might not think of the overall costs of having healthcare, there are definitely a lot of people who have come to realize how absolutely expensive it can be. However, as you continue to move forward and take a look at what...more
A dental health insurance plan is a method of making private treatment available to more people by offsetting some of the costs. We all know that regular visits to the dentist are essential for good oral hygiene, but with all the furore about the...more
This Week in Health Insurance Reform Did you know health care fraud constitutes nearly 3% of all health care spending, according to the National Health Care Anti-fraud Association? This translates to $69 billion lost to fraud annually,...more
Affordable Health Insurance Senior Citizens - Learn How To Get One From your original feelings on health insurance, where you figured it to be an expensive luxury, if you investigate what's obtainable you will note that affordable health...more