In the United States, there are about five different types of health insurance available: traditional health insurance; preferred provider organizations or PPOs; point-of-service plans or POS; health management organizations or HMOs; and most recently, health savings accounts or HSAs. With so many types of health insurance, it may be confusing trying to figure out which one best fits your needs, so thoroughly research each and speak with a...more
With the current weather, life and technological changes, then you might find yourself in hospital for some days. This can for sure decimate the savings that you have accumulated for a long time in a short while. This makes it important to consider health insurance plan. There are lots of insurance companies that offer different plans in the modern world. This makes it challenging to select on a plan that will cater for your needs. Here are some...more
COBRA, or Consolidated Omnibus Budget Reconciliation Act, is designed to ensure that individuals that suddenly find themselves unemployed still have access to health insurance as they look for a new employer. As with any program mandated by the government, there are a number of stipulations to be eligible for enrollment, and as with everything else, it comes at a price.This act generally requires that employers that employed twenty or more people during the previous year offer the option of COBRA, or group health insurance, to individuals and their families upon termination from the company. There are three general elements in which previous employees may be considered eligible for COBRA.There are a number of qualifying events that would make a person eligible for coverage. An employee's reduction or complete loss of working hours due to circumstances within the company aside from gross misconduct is the primary work-related event. This also allows for the spouse and any dependents to be eligible for COBRA.Qualifying events for spouses include the death of employee, divorce from the employee, and the employee becoming entitled to Medicare (before the spouse). This is also the case...more
Its possible you could have considered getting a health insurance plan but did not really dwell on them as they seem to be unnecessary and overpriced when we currently have the NHS. We do continue to have the National health service but in its existing state I wouldn't like to have to depend on it for anything at all apart from routine basic...more
Low income health insurance - the phrase appears like any oxymoron. In fact it is in regards to the tariff of health care insurance as well as health care agencies in the united states, the first is sure to believe presently there can not be a bigger paradox than this particular.However a mindful glance at the insurance plan possibilities open for...more
How USA is faring in the pet Health Insurance Sector When compared to the European nations, pet health insurance seems to be an oblivious concept amongst most citizens in the country. Still due to a wider internet exposure and greater internet and information penetration, things seem to be looking up for a sector touted as the next biggest investment scene in the continent. Europeans seemed to have pioneered the law and legislation on the same and they are currently championing the cause of pet health insurance, not just with money but in numbers too!Consider this; Sweden is the world's more knowledgeable country in terms of pet health insurance; more than 60% of the total people in the country have health insurance cover for their pets! Even in Europe, the insurance scene is booming with close to 30% of the pet owners having a health insurance as compared to only 8% American pet owners having the same. As this sector in the Europe grows in leaps and bounds; so does in America but at a slower rate. The main reason attributed to the slow but steady growth of pet health insurance in America has been that there is a general lack of awareness amongst the people regarding...more
Breast cancer is one of the top killer cancers in women. Though it cannot be totally prevented, it can be cure if detected early. However, nowadays, many career women and even house moms tend to get too absorbed in their daily activities that they...more
Families and businesses in Kentucky are facing increasing financial instability and it is becoming more difficult for employers to sponsor workers health insurance. Uninsured non-elderly persons in the state therefore need to find affordable coverage...more
Finding the best international student health insurance is very important for any student who is going to study in USA. Though you may have coverage in your homeland, it may not meet the criteria set by the school, college or university which has...more
There are different reasons why having health insurance coverage is a must. According to the Institute of Medicine, people who are covered by a health insurance program have a better health status and are able to improve their lives. Families who do...more
Individual Health Insurance Plans More Affordable Thеrе аrе many more affordable options fοr individual health insurance thеn thеrе аrе fοr family health insurance. Thе reason fοr thіѕ іѕ bесаυѕе individuals, οn...more
I have always amazed at how little we know about our bodies. I mean, we have been living inside these things all these years, yet every week there are new studies that change the way we think about our bodies.This week is no exception. I found some...more