Getting the Right Health Insurance Plan Few things are as confusing as having to decipher all the acronyms you will have to deal with on the first week of your new job. Deciding on your health benefits and understanding the various health insurance plans available can be a very daunting process. But in the light of the current economy, having a health insurance plan can be a blessing.Some companies may provide you with a few choices to...more
Whether or not you choose to trust it or not, over 50 million people in developed countries such as United States and the UK doesn't have health insurance! You can pick up your jaw off the ground now. People who do not have a health plan are losing out and adopting a significant amount of risk. There is no doubt that health coverage is important for both single individuals and people with families. Having this particular insurance plan is...more
State regulators are getting money to fight unreasonable Tennessee health insurance premium hikes. The U.S. Department of Health and Human Services (HHS) announced an Affordable Care Act grant in the amount of $3,979,002 to help the state in this battle. HHS Secretary Kathleen Sebelius released a report called Rate Review Works to show how previous grants have already mitigated health insurance premium hikes. When rate hikes are publicizing, the bad publicity has had an effect.While Sebelius says, "States continue to have the primary responsibility for reviewing insurance rates and these grants give them more resources to hold insurance companies accountable, the grants are just the most recent federal action to increase access to health insurance for Tennessee. Almost $250 million in grant money have been distributed to different states to facilitate health insurance rate reviews. Tennessee Health Insurance Changes Follow Health Care ReformAs of September 1, 2011, health care reform requires Tennessee health insurance companies that plan to increase individual and small group health insurance premiums by more that 10 percent to submit a request. If the rate increase is deemed to...more
As one approaches retirement, it is increasingly important to have some sort of protection from major medical bills. Did you know that while you are still employed, you may be eligible for a Health Reimbursement Arrangement?Health Reimbursement Arrangements, popularly known as HRAs, allow employers to legally reimburse their employees with tax-free...more
When one hears mention of HIPAA, they generally journey back in their mind to their last visit to a physician's office or hospital. Along with all the rest of the necessary paperwork, the HIPAA form becomes just one more thing to sign and date, making it more of an annoyance than anything else. However, when it comes to health insurance and...more
When the USA suffered from a financial turmoil, many people abruptly found themselves out of work and without any health plan. If you made it through this situation and got a new occupation at this time, you are probably a very lucky person. This does not suggest, however, that you should contend yourself with thanking the stars for your good fortune. Instead, you should be taking actions towards obtaining the proper individual health insurance plans for your approaching necessities.Why should I select individual health insurance plans?While most people like to reside inside a dream world where nobody gets old or sick, the truth is getting older and diseases will happen. You can't evade this fact even when you have the healthiest habits and eat the most beneficial food items possible. Getting individual health insurance plans means looking after your own well being. It also means planning for sudden costs that may have you borrowing cash needlessly. Insurance policies will enable you to get through a crisis with all your money intact. This will allow you to concentrate on recuperating rather than worryabout paying out-of-pocket costs. What type should I purchase? It depends on...more
The cost of medical treatment has increase greatly just of late. Do to this problem of expensive treatment many people are now looking for less expensive health insurance plans. Therefore most people are in for low cost medical insurance coverage....more
Health Insurance For Less In 5 Easy Steps Benefit from you employer's insurance by living a healthy lifestyle,researching companies to choose the right plan for you and buying your prescriptions through the mail. Health insurance helps protect...more
Health insurance law under divided Congress Can Republican lawmakers repeal the law?Chances are slim to nil, at least through 2012. Although Republicans have regained control of the House, they will remain in the minority in the Senate. So...more
Reasons To Get Small Business Health Insurance In Michigan If you own a small business, you likely do as much as you can to reduce the amount of costs you incur each month. The small business health insurance Michigan provides may be...more
When it comes to health care, people can make things easier for themselves by learning about the choices available regarding insurance. Prior to purchasing a health insurance, customers need to gather relevant information about the options on the...more
Be aware of what the law allows for and requires when it comes to private health insurance. For most states, you can find this information online. When you are shopping for new private health insurance, find out what are the variations and exemptions...more