Many people feel intimidated when it comes time to find a doctor. Whether they need a specialist or a general practitioner, that list of names in the phone book can be off putting. Some surveys suggest that people actually put off getting health care they know they need simply because they are overwhelmed by the process of getting in to see a physician. Others choose to just go to their local walk-in clinic or emergency room because they...more
There are few things worse than being diagnosed with a critical illness. It is an unpleasant surprise for which most people who are not able handle the crises. The only thing they can do in that case is pray for good health and in the meanwhile, do everything they can to maximize their security under such circumstances.This is exactly why critical illness insurance was developed. This type of insurance is an extension to typical medical coverage...more
In California, health insurance companies offer what's known as high-deductible health insurance. You typically get lower premiums on plans that don't cover your healthcare until you've spent $5,000, $10,000 or more out-of-pocket in a year.High-deductible plans aren't the only way to cut healthcare costs. Here are other ideas that can help you keep your medical bills low so you don't reach that high-deductible amount.Reduce Your Prescription Costs With Creative IdeasWhenever you know you'll need a prescription long-term, you can save with mail-order delivery. It's available for many common medications, and you can get a volume discount on a 90-day supply. Imagine getting an entire year's worth for a single shipping fee. Search online for "mail-order delivery prescriptions" and ask your doctor to write your prescription for a three-month supply with three refills to get a year's worth.You can also ask your doctor about generic drugs, which offer the same potency, purity and safety as name brands at much lower prices. Your doctor may even have samples that can help you when money is tight.It doesn't hurt to ask your pharmacist about...more
How great to be pregnant! It's a time of joys and challenges. There are so many aches and pains, such discomfort. Though we are gaining weight, have muscle and joint pain, we are elated. What can we possibly do to alleviate this? I recently heard about pregnancy massage. What a luxury! During my pregnancies, I wish I had heard of this. In most...more
In all my years on this earth, I have only had one massage! Now that I know the many benefits and history of massage, I'll be looking forward to a series of massages. It is an ancient form of healing and ways of relaxation and rest. It is found in to ancient cultures. Records of different massages go back through the ages in all parts of the...more
For 20 years, Texas residents have fared worse than the rest of the nation by having less access to medical care. September marks new relief to help the public pay for Texas health insurance plans.Over the last five years, Texas health insurance premiums rose by a whopping 40 percent. That was 10 times faster than household income rose for Texas residents during the same period. With the cost of health insurance soaring beyond reach for many working people, families were hit hard. Of the uninsured in Texas, more than 80 percent are in families supported by at least one working member. Although three-fourths of them have incomes above 200 percent of the federal poverty level, health insurance has remained out of reach.As one in four Texas residents (nearly six million people) were trying to stay healthy in the absence of any kind of health insurance, President Obama signed the Patient Protection and Affordable Care Act into law in March 2010.How Will Health Insurance In Texas Change In September?Both young and old will benefit from the Affordable Care Act. This law includes provisions for children who have been excluded from health insurance coverage because insurers did not want to...more
Most individuals who use private health insurance continue looking for ways they can cut their insurance premiums without losing some of the quality benefits their current plan offers them. Now, you can lower your rates by simply taking...more
The right kind of health insurance quote can help you to purchase a cheap health insurance policy for you as well as your family members. Research is the main activity that you have to undertake to avail a perfect health insurance...more
Every year, more than one million Americans earn a college degree. Graduation is exciting, but flipping your tassel also means taking on new challenges. One of them is deciding what to do about health insurance.Traditionally, young...more
In the past 9 years, I have had 3 normal pregnancies and healthy children. While the pregnancies were all normal and complication-free, I had all the different feelings going through both my mind and body. Between muscle and joint pain, there is also...more
A Jacksonville integrated health practitioner provides much needed relief from the painful symptoms of slipped discs suffered by patients in the local Jacksonville area. A slipped disc is the cause of much pain as the joint is affected by the...more
Health insurance is going through some major changes in the coming years as new policies are implemented to allow all individuals, regardless of pre-existing conditions or not, to obtain coverage for the sake of their well-being.As the importance of...more