There are two main types of health plans that can help you if you are struggling to find the funds to pay for your health cover. These are health maintenance organizations (HMO's) and preferred Provider Organizations (PPO's) plans.PPO means you have to use doctors, hospitals and specialists that are affiliated with the insurance company. If they are not on the approved list you cannot use them and if you do you have to pay...more
As a resident of Florida, you're close to several hospitals acclaimed for excellence in a variety of specialties ranging from digestive disorders to urological problems. Does your Florida health insurance work with the following hospitals? If not, it's time to look for new insurance. Here's a breakdown of Florida's finest hospitals by speciality.Florida Hospitals Were Recognized in "America's Best Hospitals"Perhaps best...more
Breast Reduction surgery can occasionally be covered by your health insurance. However, most health insurances require permission or pre-certification, to ensure payment. Health insurance companies across the country have different requirements, but some are fairly general and are widespread. To obtain pre-certification, your plastic surgeon will meet with you and discuss with you what needs to be done before surgery can be scheduled. Having large breasts ormacromastia, is the most obvious reason for wanting a breast reduction. Typically, you may be experiencing neck, back, and shoulder pain. You may have grooving of the soft tissue and skin of your shoulders because of your bra strap creating a skin fold in your upper shoulders.Intertrigo, also known skin irritation, may occur in your breast fold, because your breast tissue is so heavy and may generate pressure on your breast fold area. Documented cases of breast intertrigo may require skin creams or antibiotics to help prevent it.Your weight should be proportionate to your height. Your health insurance company will probably not approve surgery for breast reduction if you are significantly overweight....more
In the competitive world today people spend more than half of their lives working day and night for some or the other reason. Though it gives them good financial rewards and gratification of their desires yet what suffers a big setback is their health. This is because individuals fail to pay significant heed to health, the most crucial aspect of...more
There can be times in your life when you need a temporary health insurance option to help you and your family. It may be while you are in between jobs or while you wait for another group policy to begin, but if you no longer have access to COBRA coverage or if you need a less expensive option then a short-term health insurance policy might be a...more
The new healthcare reform bill will completely change how health insurance works in the United States by 2014. Here are just a few highlights: * In 2014, not only will most adults be required to carry health insurance but insurance companies will not be allowed to decline coverage based on pre-existing conditions. While this could be viewed as a great change in the way health insurance works in this country, it is unknown how it will affect health insurance rates. By having the requirement that all citizens be covered, insurers have a better chance to spread the risk that they take on by approving all applicants, but it is unknown if this spread of the risk will be enough or if rates will need to increase substantially. * Young adults can remain insured on their parents plan until age 26. This will help many young people who are attempting to transition from college to the workforce. * Tax credits for health insurance premium payments will be given to Americans who make up to 400 times the national poverty level. These credits are a fantastic incentive to get health insurance as they basically act as a trade off-you can pay your taxes to the IRS or you can pay for health...more
If you are trying to select a health insurance option, you may be having some difficulty. There are many different insurance plans to choose from and you want to find the one that best fits your individual needs without spending too much. It is...more
When most people learn that their family's health insurance coverage is going to cost more, they shop for a more affordable policy. Often the solution is a combination of an insurance plan and a tax-sheltered Health Savings Account.More than 1...more
Just like parents worry about the health and well being of their children, so do children worry about their parents when they grow up. It is only natural for a son to worry about his parents physical condition because age is the biggest leveller of...more
We all make use of our Medical insurance at one time or the other in our life. Sometimes there are cases where your reimbursement of a Health insurance claim is not honoured correctly. Sometimes there are also cases where due to a miscommunication,...more
Medical insurance is one of the most essential things in life these days. Ever increasing cost of healthcare can make it extremely difficult to cope up with the medical expenses. Health Insurance companies in India however, can make a difference to...more
Caring for yourself is not only a wise decision but a necessity nowadays. Health insurance in India is on the rise with more and more people realising its importance. Just as you insure your car or your home, health insurance for individuals is...more