These days, everyone is looking for ways to lower their health insurance costs. One of the proposed solutions is healthcare reform, but its eventual effectiveness remains in doubt. Another method of making coverage more affordable focuses on the root cause, as opposed to the symptoms: patients' health.According to an increasing population of medical professionals and activists, patient-centered care is the solution. It begins with primary health...more
Health insurance like other forms of insurance is a form of collectivism by means of which people collectively pool their risk, in this case the risk of incurring medical expenses. The collective is usually publicly owned or else is organized on a non-profit basis for the members of the pool, though in some countries health insurance pools may also be managed by for-profit companies. It is sometimes used more broadly to include insurance covering...more
In California, health insurance quotes are not difficult to find and avail. However, Californians would easily assert hat looking for health insurance quotes remains one of the most cumbersome tasks that they have to perform. It consumes time, which is for an average American is pretty important.But there is no need to panic. With the online technology coming to its true form and developing with every single day, getting health insurance quotes has become as easy as buying sugar-candy. A lot of websites, portals and official company pages offer help in getting health insurance quotes in California.A very little amount of personal information is needed to generate suitable health insurance quotes through health search engines. Moreover, these online platforms offer quote comparison facilities to the users who could assess which type of plan would give them maximum coverage within minimum budget.Health insurance quotes help the consumers to get a preview of what could be in offer within a particular health insurance plan. This preview is pretty effective in making sure that the consumers understand the produce well enough to make a learned decision. If consumers are filled with doubt...more
In 2007 alone, it's estimated that diabetes cost the U.S. economy about $174 billion in medical expenses and lost productivity. That does not include the cost associated with undiagnosed diabetes, though. Undiagnosed diabetes could raise that to more than $192 billion.Approximately 6.3 million adults (one fourth of the U.S. population) with...more
Too many insurance sales people think that you have to be in someone's home in order to close a deal on health insurance leads. That there are too many facets of insurance to try to explain. Is that true or not?The Times, They Are A-Changin' At one time that might have been true, but times have definitely changed for all insurance agents no matter...more
Every business comprises of certain number employees working for the benefit of the business. Employee satisfaction is something that must be provided by any business to the people working for it. To satisfy its employees, a company provides many incentives to its employees. Business Health Insurance is one of the key incentives to be provided by successful companies as an employee benefit to staff to demonstrate your loyalty to them. Business Health Insurance not only benefits the staff but also the employer in many ways. It is usually easy and cheap to offer, but plays an essential role to draw and retain good quality employees. Business Health Insurance covers health care costs for an injury or illness related to a person's job. Taking such insurance policy can also cover the family members of the employee on paying nominal amount of money. By doing this, a business can reduce staff absence and it attracts and retains the best people to work for the company. It not only helps in efficient and effective working of the business but also motivates employees to produce more business and pay extra attention and time to the work.There is no denying from the fact that a business is...more
Business health insurance is one of the significant advantages companies are offering to their employees these days. Health insurance is also one of the prime considerations for an employee while taking up a job. For an employee, it is satisfactory...more
n A new 40 percent excise tax on high cost ("Cadillac") insurance plans is introduced. The tax is on the cost of coverage in excess of $27,500 (family coverage) and $10,200 (individual coverage), and increases to $30,950 (family) and $11,850...more
Harvard researchers looking into what portion of bankruptcy filers filed for medical reasons found some enlightening information. They found that illness caused the majority of filings. The study looked at a year that preceded the housing bust; but...more
Health insurance is taken by people because they expect the health care costs to rise significantly in future which might become out of reach for them. They expect that health insurance will cover them for the most likely and emergency medical...more
Doctor Who originally ran for 26 series on BBC 1, from 23 November 1963 until 6 December 1989. While in the authentic run, each weekly episode formed aspect of the story (or "serial")—usually of 4 to six parts in previously many years and three to...more
The Effect of Health Insurance on Consumers By: Megha About the Author I am nisha working for Consumerdaddy website. Consumerdaddy authors numerous articles on consumer related issues. Consumerdaddy provides India's largest...more