Most people are aware that health insurance doesnt cover pre-existing health conditions. But what does a health insurer really consider to be pre-existing? Well take a look at three common examples...1. Current health problemsIn short, if youre aware of a health problem (whether its been fully diagnosed or not), or have started to develop symptoms then an insurer is going to consider this a pre-existing condition, and wont be able to offer cover...more
The health care reform law was enacted in 2006. It requires nearly every resident to obtain health insurance coverage. Through the law provides free health care for residents earning less than 150% of the federal poverty level (FPL), and partially subsidized health care for those earning up to 300% of the FPL, depending on an income-based sliding scale.The law established an independent public authority, the Commonwealth Health Insurance...more
Five billion dollars will soon be available for employers that sponsor a retiree health care plan. The program, established by section 1102 of the Patient Protection and Affordable Care Act of 2010, provides reimbursements to participating employers for a portion of the high-cost claims associated with the plans provided to their early retirees and their spouses, surviving spouses and dependents. Regulations issued on May 4th provide guidance on how the program will be administered. For a copy of the regulations visit www.rdsservices.us/knowledgecenter.phpThis temporary program will make it easier for employers to provide coverage to early retirees. SO ACT QUICKLY!Specifically, this Program will reimburse the employer plan up to 80% of claims costs for health benefits between $15,000 and $90,000. Claims incurred between the start of the plan year (often January 1) and June 1st are credited towards toward the $15,000 threshold for reimbursement. However, only qualifying expenses incurred after June 1, 2010 are eligible for reimbursement under this program.For example: If an individual incurs costs of $30,000 between the start of the plan year and June 1, and $40,000 after that...more
Obtaining insurance leads is best done with the help of a potent system of referrals. However, if you are well versed with the tenets of the lead generation business in the insurance market, you need not go haywire with leads purchases. Generating leads from unreliable providers is risky as it might make you end up in a gutter of losses. If you...more
Home Health Care InsuranceThere are various insurance policies that help pay for or totally cover the costs of home health care. Consumers are reminded to be very cautious when shopping, comparing and buying home health care insurance policies because coverage is often limited. Considering the limitations and loopholes that home health care...more
Health Insurance for Florida Provides Superior Chronic Wound TreatmentIf you need treatment from an out-of-network provider, you may incur excessive charges that could interfere with your treatment. While your health is still good, check out which of...more
San Diego Lasik Doctors Explain Why Cheaper Lasik Does not Necessarily Mean A Better Lasik OutcomeThe consideration of cost containment at the risk of increasing the risk to the patient or reducing the quality of the visual outcome should really not...more
Having Professional medical costs as much as they are, it usually is preferable to health care insurance when exploring out of your nation. Several countries have different medical aid solutions. Its always beneficial to know what you are handling...more
According to the American Academy of Allergy Asthma & Immunology, an estimated 50 million Americans have allergies. Mold has a negative affect on a person's health, but can be debilitating to those affected by allergies. In the home, one of the most...more
Purchasing Affordable Health Care Insurance By: Johny J About the Author A health insurance is a must-have for everyone especially during these trying times, when everything from oil prices to practically everything is truly...more
A highly recommended tool to remove Antimalware Doctor is RegistryQuick which is available for free at http://www.registryquick.net Before you try other programs, give RegistryQuick a try! You will be surprised!You can easily get rid of Antimalware...more