When it comes to choosing a health insurance plan you may be at a loss to determine the plan that is right for you. Many health insurance plans offer extras that make them a better value for consumers and although the premiums may cost a little more they may wind up costing you less in the long run.HEALTH SAVINGS ACCOUNT - This is an account that you pay into during each pay period and the amount is deducted before taxes. As a tax free account,...more
Many people have questions and for the most part these health insurance questions revolve around the recent controversy about the government health care plan that is soon to be implemented in the U.S. For the most part there is a lack of understanding about this program and the following are just a few of the pressing questions that American's want answers to.1. WHEN WILL THE HEALTH PLAN TAKE EFFECT? Although Americans will begin paying for this...more
A large study published in the New England Journal of Medicine recently revealed that higher Medicare co-pays, sometimes only a few dollars more, lead to fewer doctor visits and longer hospital stays. Keeping seniors healthy by encouraging outpatient care, especially for those who have chronic diseases, is important and valuable, said Alan Weinstock, insurance broker at http://www.MedicareSupplementPlans.com. Increasing co-pays by even just a few dollars may discourage someone from seeking the treatment they need.The study, funded by grants from Pfizer, Inc., and the federal government, included nearly 900,000 seniors in 36 Medicare managed-care plans between 2001 and 2006. Half of the plans raised co-pays during this period, some by as much as 100 percent. They compared how these medical plans were used against how similar Medicare managed-care plans that did not raise co-pays were used. They found that for every 100 people enrolled in a plan that raised co-pays, there were 20 fewer doctor visits and two additional hospital admissions with longer stays.As health care costs have climbed, insurance companies have passed the increases along to patients, resulting in higher...more
Natural Ways to Alleviate DizzinessDid you know that feeling dizzy is not an illness, but rather a symptom of something else? It is your body's way of communicating to you that something is not quite right with your body. Different people have different experiences when they feel lightheaded. So while for some everything around them begins to spin,...more
What Do You Get In An International Student Health InsuranceIf you consider deeply, you will first need to understand that the costs of medication couldactually be relatively higher in the country you are visiting as compared to the home country.You can practically be without a medical short term health insurance when you are in anothercountry, for work, deduction or leisure, if your medical coverage does not extend to that foreign country.Low Premium And Discounts:Visitors Medical Insurance is available for a short period of five days right up to one year. Aperson would be adding a lot of unpredictability to the travel budget determined prior to takingoff for the trip if he or she does not take up a visitor's medical insurance. The chance of fallingsick in another country, due to change in climate or any air, water or insect borne disease couldcompletely ruin the effort made. One of the major benefits of international student Visitors Health Insurance is that it has quite a low premium.The best part is different discounts are offered to part time and full time students, and othersavailing of the facility depending upon certain specified eligibility criterion. Exchangeprogram...more
Buyers of health care coverage often pay too much for insurance because they hold common misconceptions. Not understanding when employer-sponsored insurance is better than individual or family health coverage and when it is not, making bad choices...more
How to Reduce Health Insurance Costs and save yourself hundreds of dollarsYou will only be wasting your money on these things that you do not need or are more than what you really need and you will have spent a lot of money unnecessarily. click here...more
cheaper health insurance - Find the Best Cover at the Cheapest PriceAfter that verify the reliability of the company provider before engaging in a contract with them. Check out their history and make sure that when you need to make a claim there is...more
Boston Cosmetic Surgery Center Now Offering Innovative Treatment of Stretch Marks Using SmartSkin- Fractional CO2 Laser and Smartlipo Triplex LaserMarshfield, MA - Edwin Ishoo, MD, the founder and medical director of the Boston Cosmetic Surgery...more
If you are the parent of a senior who is getting ready to pursue a college career they have probably already decided on a school that has not only accepted them but one that will fulfill their higher education needs. While you may be flooded with...more
At first glance it may seem that you are only comparing health insurance plans and not the companies themselves. A health insurance company is only as good as the promises they keep and no matter what they say about the plan that you are purchasing,...more