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Expert's Advice on Buying Individual Health Insurance in Virginia Individual health insurance is one of the most important products in the health insurance industry in Virginia. Many residents of Virginia get health coverage from their employees, but lots of them have to buy it independently from private buyers. Though, there are some government programs helping some of the residents, but many of them have to buy health insurance for...more
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health insurance costs for 2011 include higher premiums and co-payments The selection is likely to be even less appealing this year than last. According to experts and industry insiders, recent trends suggest rates will continue to rise and employers will continue to shift more of the cost of health insurance onto workers - asking them to...more
H.I.P.P.A., Healthcare Insurance Portability And Accountability Act: Part 1 First introduced in 1996, it created guidelines governing employee benefits, fraud, security of patient information, and electronic transactions involving billing and claims processing. In 1999, it was amended to also address Internet security and electronic...more
HIPAA-Healthcare Insurance Portability And Accounting Act: Part II HIPAA-Healthcare Insurance Portability And Accounting Act: Part II Among the first endeavors was an effort to develop a national identification and data base system, using your social security number for all healthcare transactions. This would have allowed the federal government to track all health care transactions of every person in the United States.Specifically 1995: HR-560, HR-756 and HR-1080 all sought to grant the federal government the means to tracking health care information. Most recently HIPAA, the Healthcare Insurance Portability And Accountability Act, signed by President Bush in April of 2001 seems to expand the accessibility of personal and medical information to federal and state law enforcement and can pre-empt state law. HIPAA is a very complex law and will in all probability have many legal challenges along its path for full implementation by April of 2003. Within HIPAA, which addresses privacy issues, confidentiality and medical records has regulatory categories there are different time frames when each category is to be implemented, which include: 1. Transaction Standards:...more
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