The Patient Protection and Affordable Care Act provide for the formation of health insurance Exchange or Health Exchange, as they are popularly known in every state. The Exchange will function as an insurance market place various insurance companies operating in the state can display their products and sell them directly to the consumers. The health Exchange will also serve as a knowledge center where consumers and brokers can get all the...more
A short term health insurance often costs you less than a regular insurance. Unlike regular insurance policies, some of the short term insurance doesn't even bother to check your current health conditions. So, most of them are not sure whether these policies are genuine. It is very common to suspect an insurance company if they offer to provide high coverage for a very low cost. Hence, it is always important to check with the state's department...more
Working Health Insurance Leads: Do's And Don'ts Getting health insurance leads is not easy. Consumers do not like to think about insurance, and they usually believe the price is too high. Many people believe that they do not need it, or they are simply willing to put off purchasing a policy until they have more time and/or money. Moreover, buying a policy can be confusing for the uninitiated consumer. For instance, you have rustled up health insurance sales leads from a topnotch online health leads service, and you think that you are ready to sell health insurance to each and every one of them. Here are some tips to help you convert each lead into a sale. 1) Be Systematic Before calling anyone, you must have a system and a plan. Being systematic refers to both the product you are selling and the method by which you sell it. First, you must know your product inside out and be able to talk about it easily. If a potential customer has a question about health insurance and his or her choices regarding length and amount of coverage, you need to be able to give them an accurate answer. When calling leads, be sure you have everything you need with you. It is...more
Is it possible to get health insurance for unemployed? Yes it is but you must look into the previous health insurance offers of the company you worked for. Some companies can protect terminated employees through the COBRA (Consolidated Omnibus Budget Reconciliation Act) mandate. He COBRA states once an employee has resigned or was terminated are...more
As we approach a new flu season, you may have noticed TV commercials reminding you to get vaccinated. As of September 23, 2010, health insurance in California has a new mandate regarding preventive measures, including vaccinations. Like all other states, California health insurance plans must provide flu vaccinations and other recommended...more
When anyone signs up for important heath insurance coverage, it is understood that there are benefits attached to having your own health insurance policy. Benefits like coverage for emergency care, routine doctor visits, hospitalization, especially if it involves care for long term illnesses and injuries. Knowing these things are covered will ease any concerns you might have had.Health insurance industry officials are finally realizing the importance of keeping their policy holders healthy is the best way to cut cost associated with health care expense. It is becoming clear that it is in their best interests to encourage people to become proactive with their own health, allowing the insurance companies to keep premium costs at a manageable level.One very effective program they are implementing is called a Health Risk Assessment. The HRA's are encouraged to be taken annually by members, giving back immediate benefits in lower premium rates and in exchange for information about you personally that indicate how healthy your lifestyle and eating habits are blood and blood pressure tests. These important personal assessments will show your insurance company where problem areas in your...more
You know you don't want to think about it, but it is a staggering possibility that you might be in an enormous quandary if you don't have proper health insurance and today's economy environment is not making things any easier. The country is going...more
Do you have a favorite massage therapist? Many (about 90,000) people in the United States claim this as either their part-time or full-time job. Most are self-employed. This occupation includes a large percentage of part-time and self-employed...more
Electronic cigarettes look, feel and taste like any conventional cigarette, but there is no fire, no combustion, no tar and no real smoke. Also, they have no carcinogenic substances. What more can you ask for? These days e cigarettes are getting more...more
Affordable Individual Health Insurance for adults - How to Find the best Cover If you are looking to choose affordable health insurance for adults plan, take a look at your health and what choice of doctors you will have with the plans. Once...more
Illness & Injury Insurance for Tradesmen Statistics consistently indicate that approximately seven of every ten illness and accident insurance claims are the result of sickness. Previously known as Income Protection, Illness and Injury...more
Botox Physician: Who To Choose A Botox Cosmetic Injection Doctor Botox Cosmetic Injection Physician: Who To Choose A Botox Cosmetic Injection PhysicianThe most important issue to consider when choosing a Botox Cosmetic Injection doctor is your...more