Financial services sector was one the worst performing industries last year, losing about 18.4% in market value according to some investment newsletters. The first quarter of 2012 (Jan-Mar), observed a strong bullish trend in the sector with an average double figure gains in most stocks. However, in the last two months (i.e. April and May), the sector pretty much lost all the gains it had made earlier in the year. Probably due to the intensifying...more
Adoption of International Financial Reporting Standards(IFRS) by US Companies will change the role of finance professionals. On November 14, 2008, the SEC released its proposed roadmap for the adoption of IFRS in the US thus affirming SEC focus on moving towards global accounting standards. In the Roadmap, the SEC did not set a definitive adoption date, but rather set forth several milestones that, if achieved, could lead to the required use of...more
How do you integrate vision and values into strategic and tactical planning? That can be a challenge. Developing vision and values systems are primarily right-brained activities, while strategic and tactical planning are left-brained activities. Yet in order to achieve satisfying results, they must be integrated. Here's an example of how this can work.Many months ago I was working with "Dave" (not his real name), an executive at one of the large high tech firms in Silicon Valley. Part of his employment package included both incentive stock options as well as non-qualified options.We discussed what was happening in Dave's life. He had been working "24/7" for over five years, sacrificing his personal needs in the process. More recently, he went through a particularly nasty divorce (as if there is any such thing as a friendly divorce), and he was very much in a WIIFM (What's in this for me) mode in discussing his planning options. In fact, Dave's planning up to this point were for practical purposes, nil. His "plan" was to keep working for another five to ten years.In talking with Dave, I discovered a number of interesting things about him. He liked kids, although he had none of his...more
now a days money belts is becoming very popular among consumers in the market. For consumers money belts are key to peace ofmind among users. Most of the time consumers never travel iwthout moneybelt. Actuallymoney belt is a small, nylon-zippered pouch which fastens around the waist under pants and skirt of th users. One can wear money belts...more
Idol Lash Reviews: Really does Idol Eyelash Extention Kit Work?Who doesnt want Longer and fuller sexy eyeslash? Lengthy eyelashes are a sure sign of youth and beauty. Lengthy eyelashes are also a strong weapon for ladies to make use of against mena simple batting from the lashes and women can get almost anything they want! Not several women are...more
Are you currently interested to improve your current finances? This is certainly a desire that's common to many individuals. The question which you may be asking is how to make it happen. There are two main techniques you can improve your finance. The first thing that you need to do is upping your revenue and secondly decreases your expenses. It is therefore important that you find some tangible ways to get this. The purpose of this article is to offer you more info on this topic and may be worth reading. Very first thing which you may desire to consider is debt consolidation loan. This will enable you to reduce your monthly repayment fee. Certainly as your loans is going to be reorganized in a single one you will be able to get a lower interest rate and a longer period to repay it. This should enable you to free some additional cash at the end of every month. If you want to get more info on this you can take a look at this French post on debts () as it carries some useful point. Next thing that you might be interested to control is your tax payment. You can find a lot of ways that exist for you to get tax exemptions. There are indeed a lot of legal ways that...more
The recent down turn in the economic situation has left many people struggling with mortgage payments. To receive relief from a mortgage that has become something that is no longer affordable you may need to learn how to approach the bank that holds...more
Given the various financial products which exist right now it can be quite difficult to select one that is truly efficient. As a means to guard themselves people choose to ignore these products. You'll find certainly some financial products that...more
What is financial aid?Applying for financial aid is caused by different obstacles and premises people face and cope in their lives. Sometimes it is a smart talented student wants to enter the college to succeed in life and to be useful to society but...more
If you are struggling to make your monthly payments, it is a relief to learn about the possibility of a loan modification. It is a terrible feeling to live in fear of defaulting on your mortgage and losing your house to foreclosure. A loan...more
Fujifilm FinePix HS10 Continue Review19. I've taken a few more photos and can say the following. The daytime photos are good. Not quite as good as my Pentax kx, but good. Sharpness, colour, detail are all more than acceptable. The lens is great for...more
SSON is delighted to announce that Finance Transformation & CFO Forum 2013, http://www.financetransformationeurope.com/DL-Home, will take place in London on 12th 14th February.Over the past 4 years, the conference has welcomed over 650 senior finance...more