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LIC Housing Finance hikes interest rates LIC Housing Finance has increased interest rates in some of its schemes and created a separate slab for loans above Rs 75 lakh post the tightening in home loan lending norms."With NHB also planning to increase the risk weightage for loans above Rs 75 lakh, there was a need for some differentiation for loans above that amount," said Mr R.R Nair, Director and Chief Executive of LIC Housing Finance.The Reserve Bank of India had tightened home loan regulations. It had increased the risk weight on loans above Rs 75 lakh to 125 per cent, capped the loan to value ratio at 80 per cent and introduced a 2 per cent provisioning for ‘teaser' loans.NHB is also planning to impose similar regulations on housing finance companies."For us, the impact of the increase in the risk weightage will be around 10 basis points. To that extent, we need to increase capital," he said.It has split its 9.25 per cent fixed advantage scheme into three slabs. For loans up to Rs 15 lakh, the interest rate will be 9.25 per cent. For loans between Rs 15-75 lakh, the rate will be 9.5 per cent and for loans above Rs 75 lakh, the rate will be 9.75 per cent, he said. In...more
The BT Vision + Box is user friendly TV box which allows you to make most of your television subscription for you can control your Live TV viewing i.e. pause rewind and record your favorite TV shows. In case you have missed out a particular show during the past week, you could always catch up with through your BT Vision. Apart from regular TV...more
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Do you want to make extra money online? Do you want to supplement your primary income? Do you need extra money while you go to school? Do you want to make money while staying home with your kids? If you answered yes to any of these questions, then read this article to learn extra ways to make money online.1. Affiliate MarketingAffiliate marketing is a very simple and effective way to make money online. If you haven't heard of affiliate marketing, it is simply selling other people's products on the internet and getting paid a commission for each sale. For example, an author might want to sell an ebook online for $30. As an affiliate marketer, you would market this ebook online using a number of simple techniques that direct customers to his or her sales website. Every time that someone purchases the ebook, you would get a commission. It is not unusual for the commission to be 50-75% of the sales price. Imagine getting paid $15 or $20 for selling a product that's not even yours! Affiliate marketing is a great way to make money for a number of reasons. You don't have to have your own product, you can start with virtually no money, and after you start, you can make money all day...more
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LEGO City Advent Calendar 2824 Review - An Appealing Toy That Youngsters Will Cherish Given that Xmas is drawing near you most likely are aware of the importance of the Advent calendar, right? Being a common tradition throughout the holidays...more
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Ps3 Review - The Sims 3 The Sims series began on my pc over a decade ago and continued to get one of the hottest sellers for EA. Over Decade later, the Sims through the various titles continue to be alive to kick to the PlayStation 3 console....more