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Five FAFSA Factors That Will Affect Your EFC And Your Financial Aid Here you will find a brief overview of some of the more important factors and take a look at how they can influence your financial aid for better, or for worse.Factor One: Parent's AgeWhy should the age of the parent's have any bearing on financial aid? Because the older the parents, the less time they have to prepare for retirement. So the older they are, the lower their EFC will be if all other factors were equal. This can also mean more financial aid.Factor Two: Parent's Marital StatusDivorced or separated parents may have a lower EFC if the student lives with the parent that has a lower taxable income at the time of filing the FAFSA. This can be a very strategic move for some families when they begin looking at the best way to qualify for financial aid and pay for college.Factor Three: Number of Family Members in SchoolIf there are more than one family member in school at the same time, the family EFC can be significantly less, which will help to provide more financial aid. Being a student can also mean one of the parents that is back in school. If this is the case or even a consideration, you...more
How To Lose Your Belly Fat - Ways To Lose Belly Fat Review Nowadays, there are lots of different diets and exercise that promises you to lose those unwanted fats in your body. Unfortunately, they are just made for you to be frustrated and for you to quit on your current program. If you really want to lose weight and get rid of your...more
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The Way to Wealth - Financial Discipline! Many people do not understand what it means to build wealth, they would rather be "rich," financially uncommitted, and "live for the moment." Their financial ignorance is bliss and they have no idea that the difference between being "wealthy" and being "rich" is owning assets, and more importantly owning time and peace of mind.I know a person who makes a six-figure annual salary, drives a new luxury car, and lives in a $450,000 suburban home. On the outside looking in, this person appears to be "wealthy" and have their financial house in order, but remember men and women lie and numbers do not. Actually, this person is "rich." What is so bad about being "rich," you ask? Well, this person works 12-hour shifts, rarely has free time and is unhealthy from constantly eating out. Unfortunately, after using all of that six-figure salary to pay off expenses, he is only two paychecks and a credit card away from being homeless.I also know a person who only makes about $60,000 a year from her business, owns a late-model luxury car, wears discounted designer clothes, has paid off her mortgage, and has two side hustles. She goes on...more
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Live Like You Don't Need the Money When someone says the "M" word ("money"), what sort of reaction do you have? If you're like most people with a pulse that are drawing breath, you likely have some sort of charge about it. ...more
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Discrimination against Pensioners on Finance and Benefits The current indication from economic think tanks such as the Institute of Economic Affairs indicating that pensioners cost the UK taxpayer billions a year and that pensioners...more
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