American economy has been flooded by Stimulus Money. It is astonishing to know that even after hundreds of thousands of dollars already pumped in the market, people are saying that half of the stimulus money is still to be released. People are taking full advantage and getting debt settlements.Citizens down with the burden of unsecured debt are using stimulus money for their purpose. And of course this money is legal. At present, all big credit...more
Everyone wants to lower down their monthly installments for credit cards by number and amount both. What if someone says that they will eliminate all your credit card debt. Almost everyone will be thankful to them and happy to find this help.Beware of scammers and fraudulent people and companies out there. Most of them claim to end the hassle for you however they only end up increasing it for you. Some will ask for some money also. One wrong...more
Now day's consumers have many options of companies to select for their debt settlement. Credit card debt settlement is one of the most accessible options for the customers. All the citizens who are under debt are approached by various settlement companies for the support.Most of the customers interested to take the support of the settlement companies must choose a legitimate company. One of the best places to locate a company compares their services and fee structure is to go to a third party website which would show a comparative analysis of many settlement companies. Online searches are convenient and reduce the cost of the customer. People can sit back at home or in their offices and sort the financial troubles without much hassle.To make a comparative analysis the following needs to kept in mind-1. Check on the affiliation of the company with different associations and network which can prove the credibility of the organization.2. Check with the BBB regarding registration and fair trade practice.3. The fee should be affordable by the customer and their should be no front load fee attached.4. The refund policy should be clearly stated in which the customer can discontinue the...more
Since the year 2008 with the economic downturn and the entire world getting into financial crisis nearly 70-80% of Americans were facing trouble paying off their bills. When you look at this situation closely you will be able to see bad employment status, crashing of the stock markets and an economy with very little movement. The liquidity was...more
People want to eliminate unsecured debts without filing for bankruptcy. If a customer files for bankruptcy the credit file of the customer gets completely destroyed for seven to ten years. The creditor is not liable to get any money from the debtor under such conditions. It is in the best interest of the debtor and the creditor to avoid filing for...more
Before a loan is disbursed to a customer a detailed documentation is done by the credit giving companies ensure that all the legalities are in place and the borrower is aware of the terms and conditions of taking the loan. Within the stipulated time period neither the lender nor the borrower can go back on the basic agreement of loan disbursal.The same process is followed even in the case of unsecured loans like credit cards and personal loans. There is absolutely no way the customer can deny paying the credit he owes to the financial institutions and banks. Any kind of non payment results in the form of late payment charges, extra interest charges which makes the payment voluminous and difficult to pay back.The only way people can eliminate credit card debt is to opt for debt settlement procedure advised by debt program counselors. Legally people can avoid paying up to 60% of the the over all debt bill. Settlement companies go ahead and negotiate with the creditors and inform them about the financial condition of the customer. The companies inform the creditors that the customer is thinking of filing for bankruptcy and under such circumstances they will not be liable to get any...more
Credit card companies are experts in showing the rosy picture to people when they need to sell their cards. With a few shopping trips and spending, within the first 3 months, the picture changes. Now a person is left with a credit card with huge...more
Debt settlement companies provide professional support to the customers. The companies help the customers to reduce the interest rate. After the 2008 financial recession 70-80% of the customers are facing the challenge of debt. Job loss and financial...more
The debt settlement company is a service based company for the customers to reduce the interest rate. After 2008 there are thousands of company operational in America. The challenge is to locate right kind of legitimate company. Many companies do not...more
The past two years or so have been tough ones for many. The credit crunch has has bitten deep and hard.We have been constantly informed by the press and on the television news that we are coming out of the recession. This news has been expounded a...more
What is a credit rating? Every consumer needs to know what their personal credit rating is. Every person in the United States has a social security number and this is used by companies to examine your credit history.Your credit score depends on three...more
There are numerous shows on television showing you how easy it is to make money in real estate by flipping houses. If you believe these shows, you would think that flipping houses is an easy to make money. Like most things in life, you should take...more