Even with a great credit score, taking the time to fix your credit report can bring you significant benefits. The thinking behind fixing your credit report is not that you necessarily have bad credit but why lock yourself out the benefits of a better credit score?The first and most obvious advantage when you fix your credit report is you'll find you start qualifying for larger loans. The benefits from this rise proportionately with the importance...more
Are you sick and tired of people lying to you because it hurts you so much and you just don't understand why? Do you want to know how to become a human lie detector so that you don't get fooled anymore? Discover the truth now and know what's really going on with the help of How To Bust Liars eBook. This eBook will surely help you with everything that you need to know in order to know how to differentiate lies from truth so that you...more
GMAT is an important exam which stares a business school aspirant right in his face. There is no escape from it considering that the scores obtained from this online computer adaptive test are factored the highest by leading business schools all across the globe. The Graduate Management Admission Test or GMAT as it is popularly called therefore becomes an important milestone for these admission seekers to successfully conquer. No amount of online resources can beat the results a quality book can deliver despite the fact that GMAT is an online test (practice online mock tests are also a must). There are an n number of GMAT books flooding the bookstores and it sometimes becomes a predicament for a GMAT taker to decide which GMAT book to go for. After reviewing many books on GMAT I would like to recommend the following GMAT books: The Official Guide for GMAT review, the Official Guide for GMAT verbal review and the Official Guide for GMAT quantitative review by Graduate Management Admission Council – These 3 books are an excellent resource and a must have as they provide a solid understanding of the questions which can be expected and the reasoning which is required...more
Many times - and way too often these days - we read or hear of someone in dire financial difficulties. Although most of the time the human reaction is to sympathize with the situation, the truth is that words we read or hear are hollow and abstract, no matter how hard we try to imagine being in the other person's shoes.With no feelings to share, we...more
I'm sure you've heard of Penny Stock Prophet already but just in case this is how this article is structured: I'll give you a quick overview of the newsletter and then we'll talk results... sound like a sweet deal?Mmkay so the concept of Penny Stock Prophet is really, really simple. You get an email that quickly talks about recent...more
With all of the recent layoffs and the unemployment rate at an all time high you may have found yourself in-between Jobs. When this happens how you handle the money you have left becomes all too important. One source of funds you may be considering using is the money you have been saving in your 401k plan or some other company sponsored retirement vehicle. After all if you are out of work you may need to tap these funds to survive. The problem is that when you decide to use this money there are several money traps you may fall into. The 20% withholding trap is one of them.Most company sponsored retirement plans require that every time you take money out you must withhold 20% for taxes. So if you take a $10,000 distribution you may only get a check for $8,000. The good news is that the $2,000 is not lost it has just been sent to the IRS on your behalf. The bad news is that you get less money now and you are withholding taxes when you may not even owe any. Think about this. If you are laid off or out of work for an extended time what tax bracket are you in? If you have been collecting unemployment for the last 12 months and now it has run dry might you be in a lower tax bracket? And...more
Credit cards are by far the most utilized financial products. They are extremely easy to get and a person can have as many as his financial situation allows him to, and sometimes more. Being cashless is a worry of the past now that you can buy with...more
Most of us today seem to have quite a fear of getting dirty and as a result we pay enormous sums in automotive repair costs. A good example is replacing your brakes. It takes a few tools and about an hour to change out the brake pads and rotors of...more
Are you aware that undergraduate students in the U.S. are entitled to campus-based study grants that are directly handled and given out by participating colleges and universities? An example of this grant is the Federal Work Study program wherein an...more
It is very common nowadays for companies to make lease contracts regarding their equipment instead of buying it first hand. If the business flourishes and makes profit, they will have the option to buy such equipment after the loan comes to an end....more
Well, the year is coming to an end and many business owners are meeting with their accountants and tax advisors to figure out how to reduce that inevitable income tax burden coming in April. Here are a few strategic ways to keep some more of that...more
It takes the best stock market predictions to achieve top stock market results, but choosing the best stocks to invest in is not easy. One approach professional investors and traders use is the fundamental analysis of stocks, where...more