IRA and Roth IRAs are two examples of government-regulated retirement savings plans - called qualified plans. Both are generally personal plans you set up at banking-type institutions that you can contribute to and withdraw from yourself. Other examples of qualified plans associated with work are 401(k), 403(b) and their Roth versions- like Roth 401(k).This article explains which qualified plans have minimum required distributions (MRDs)...more
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Are you looking to rent one of the many ski chalets in Chamonix? Are you also looking to do so on a budget? While Chamonix is often referred to as the perfect ski holiday destination, it has become expensive. Despite what you may have heard, there are ways you can plan an affordable ski vacation while on a budget. How?Look at more than ski chalet rental costs. Some of the chalets in Chamonix can be booked in the form of a travel package. This has a number of benefits. First, there is the convenience; one travel plan books your rental, your airfare, and gets you an airport transfer. Then, you may get a small discount. Moreover, you do not need to worry about paying for a last-minute airport transfer via car, train, or bus.Opt for a ski chalet in Chamonix that is located out of the way; this means not in Central Chamonix but one of the outlying villages. Central Chamonix is a popular destination for skiers; therefore, the costs are higher. By choosing a rental in an outlying city and opting for a 15 to 20 minute car ride, you may be able to save hundreds of dollar or more on your trip! Many of these local communities have everything that you need, including restaurants, bars, and...more
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