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The decision to attend a vocational-technical college is an extremely important one. The specialized education and training will provide you with the necessary tools and knowledge to be successful in the career of your choice. But how will you pay for it?Education is an investment in your future. Before you choose your career, it is necessary to consider how much time, money, and commitment you have to prepare yourself for a career. Choosing the...more
0 APR credit cards mean that no finances charges are applied to your balance, when used according to the terms of the agreement. There are several instances when lenders will offer this type of scenario to their cardholders. Often it is through a one time deal, an introductory offer or perhaps a special promotion to encourage you to sign up for the credit card. In all cases, the terms and conditions on any 0 APR credit card must be adhered to in order to truly be beneficial to the applicant. Even one late payment can disqualify the introductory 0 APR period and force you to start making high interest payments on any balance that you have accrued. So above all, do not miss or be late on any payments for this type of offer. Who Gets Them There are several types of credit cards offered that are 0 APR. Qualifications for these types will vary based on the type of credit card it is and the special offer being provided. Carefully consider the following examples of 0 APR credit cards to determine if you may qualify. One Time Offers Some 0 APR credit card offers are for a one time deal. For example, if you are shopping for a new refrigerator, a store credit card may offer 0 APR credit card...more
Is procrastination killing your MLM Business? At one time or the other, we've all been guilty of it; staying glued to the couch and the TV when there's work to do; Putting off some important actions until we have to rush and perform them poorly; Postponing a condolence visit until doing so becomes embarrassing to both us and...more
A Lease is an arrangement between the finance institution and the customer. The finance institution will purchase the asset on the customers behalf and then lease it back to the customer over a pre-determined period generally between 2 and 5 years.As the finance institution is the purchaser of the asset, the finance institution claims back the GST...more
You may have heard about estate planning. Your estate is composed of everything you own or control - and that includes yourself. But what is the 'planning' really about and should you be concerned getting it done?Later in life - perhaps during your retirement years - you decide that you should make provisions for both you and your estate. This article addresses 5 basic questions that encompass those provisions, the consequence of not answering them, and the urgency for doing so.What are your answers to these 5 basic estate planning questions:1. Do you want 'a say' in how you should be cared for if you become mentally or physically incapacitated to the extent you can't give input?2. Would you like to eliminate needless loss of some or all of your assets when your long term care needs become enormously expensive so they cut deeply into your assets - which you wanted as a legacy for your beneficiaries?3. Do you want to be sure that your assets go to the people you choose to get them when you die?4. Would you like to minimize excessive tax loss on what you want to give your beneficiaries?5. Do you want to prevent public exposure, costs and delays that probating...more
Home loan refinance can be one of your best options if you still want to have ownership over your home. However, you should also be very careful on the different traps that go along with it. At least once in your life you dream of living in a...more
Today may be your lucky day, because I am about to reveal FAP Turbo's secret weapon to success! I am sure many of you are wondering how this forex trading robot gained the trust and respect of most forex traders. While many are...more
Personal Bankruptcy is often an option considered by those with serious debt problems. Many people have the false notion that filing for bankruptcy is the easiest way to get off from debt. But if you're considering bankruptcy just to escape...more
Properties that are subject to foreclosure are auctioned and you can get bargains by purchasing them. However, making a good deal out of a foreclosure needs some inside details and techniques that you need to learn. There are also some dangers that...more
Golf is an expensive sport. Some time ago, it was only reserved for businessmen and well paid professionals. Fortunately, it has become very popular and more and more people are practicing this sport. However, the prices of the equipment continue to...more
Personal loans are the best option when you don't want to overload your credit card. Run away from the possible refinancing of your balance and having to pay double interest, by taking a healthy personal loan with better repay conditions. Take a...more