I overheard a hot debate this week whilst in my local pub. The nature of the debate was centered around weather a person (Jane) with savings should use them to reduce her mortgage or use them to invest with. Jane had a great salary but was worried her job may not be as secure as she had believed as little as 3 months earlier. She thought if she paid off her mortgage using cash-flow from her salary along with her savings, her future would be...more
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Apple iPod crown, without a doubt, the new fourth-generation iPod touch revealed today by the companys charismatic CEO, Steve Jobs. Still, the new iPod touch, 4G was probably the least surprising announcements this week from Apple. good old Apple rumor mill was suggesting that the latest touch-screen media player get the front and...more
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There isn't much we can do about these tight months, apart from be scared of them. But when they do inevitably come, the only thing we can do is cut back a bit or just have a slightly quiet month. That of course isn't the only thing you could do,...more
The Truth War: Fighting for Certainty in an Age of Deception /by John MacArthur. (Thomas Nelson Publishers, 2007). 224 p. Hardcover. ISBN: 9780785262633In The Truth War, prolific author John MacArthur maintains that modern Christians...more
If your company is filing what is known as Scientific Research and Experimental Development Tax Credits, (SR & ED) your firm has expended significant funds on developing or improving products, processes, etc. Receiving that cheque from Ottawa is of...more
In addition to the 20 year plan, this 90 day system lends support, focus, and guidance.It all starts with a few basic questions: 1. What are your objectives for the next 90 days?2. What are your plans, your priorities, your hopes...more
The end of the month seems to come more quickly when you're out of funds. Suddenly, the bills have mounted up and you have no idea how it all got to be so bad. Just when did you get behind on your payments? What you need to know is how...more
One of the many hotels in Times Square, the Crowne Plaza, has made a very smart move with regard to lighting. They have a large (80 feet by 20 feet) sign outside their building that is full of light bulbs. The light bulbs use have long...more