The forex world market is different from any other financial trading market in that it is open 24 hours a day. Of course this is only true in the business week, but from Monday morning (or Sunday evening in many time zones) through Friday afternoon it is open non stop and you can trade at any time. This is because the forex market does not operate in any one fixed place. It involves all of the world's currencies and trading is possible during...more
How about carry trading? Have you ever given carry trading strategy a thought? Carry trading is one of the most popular passive long term trading strategy that is frequently employed by big banks, institutional investors, corporations, hedge funds and pension funds. Millions of retail investors also use carry trading to grow their wealth over time. Why you would keep your money in a bank account if you can make more through carry trading?So how...more
Self certification remortgages and remortgages have been around for a long time.The self certification of income for self employed remortgages and mortgages applicants was very common and also very popular.Self cert. income means that no official proof of income is required and that the mortgage applicant simply declares what he earns.The self employed stated their own income on a letter head.Many self employed applicants such as tradesmen are paid in cash by the private individuals whose homes they decorate, whose kitchens they fit, etc.Other trades such as hairdessers frequently receive cash in hand for their work.They should all of course have been honest and declared all these cash payments to the Inland Revenue, but human nature being what it is this was frequently not what happened.Some of these individuals were actually earning the income that they claimed they were on their self declarations, but being a little dishonest simply could not prove it officially.For these self employed self certs were alright when applying for mortgages and remortgages as they had the earning capacity to support the repayments to the remortgage or mortgage.The problem arose was when the...more
Most of us are not in a position to mindlessly fritter away our money, yet that is exactly what many of us do on a daily basis. Without realizing it, most of us waste a few pennies here, and a few dollars there each day and throughout the weeks and years. These pennies and dollars add up in the end. The old adage a penny saved is a penny...more
The user can navigate the scene, studying the tree from different angles to ensure that the 3D tree meets their requirements. Pressing escape exits the preview, and allows the user to make adjustments to the tree Free 3d model before exporting or previewing again.3D Trees Modeling Program TreeMagik Review By: all3dmodel About the...more
When buying a new home, deciding between fixed rate mortgages and variable rate mortgages can be a tough call. As important as the decision is, though, it demands a lot of thought and consideration.Fixed Rate Mortgages -As most mortgage brokers Brisbane will attest, fixed rate mortgages are generally the most appealing option to the broadest array of prospective homeowners. The biggest reason for this, of course, is the fact that they come with an easy-to-budget, unchanging monthly mortgage payment. Since the interest rate on such a loan doesn't fluctuate, homeowners can plan ahead with more accuracy. Also, should rates increase a fixed rate mortgage will protect you. On the other hand, if rates dip you will be stuck paying in at a higher rate. Often, fixed rates only apply for a certain period of time; talk to your broker to discuss the merits of these loans.Variable Rate Mortgages -Market forces and the Reserve Bank of Australia each month determine the interest rate for variable mortgages. Therefore, the rate can fluctuate dramatically and in ways that are both positive and negative in terms of your monthly mortgage payment. Some people prefer variable rate mortgages because...more
Very few people sail through life without any financial worries, and at one time or another most people experience debt problems.The situation really has come home to roost due to the recession adversely affecting salaries.Many house holds have seen...more
If you are trapped with a monetary disaster and do not have anything to present as guarantee, then opting for an unsecured loans can be the only viable option. Earlier, it was not possible as lenders dont allow the loan without any collateral but now...more
With the holidays right around the corner, many of us are making holiday travel plans. As you are making your holiday travel plans, identify opportunities to integrate your holiday travel plans with your tax strategy - legally!Tip #1Spend more than...more
You have learned how to create a real estate business. But at the same time, you want to create your net worth. The steps to getting this done are a 5-step process. Not only can you apply this process to your business, but you can apply it to your...more
It is very sensible to start into the world of Forex trading by creating a small account, as this will allow you to perfect your trading strategies and ideas. Still, a micro account isn't going to be able to leave your day job and enable you to...more
The 2nd generation of the DVR Spy Pen offers some much-needed improvements, and makes it one of the most covert and discrete digital video recorders on the market. If you are a private investigator, law enforcement, concerned parent or spouse, or...more