There isn't much we can do about these tight months, apart from be scared of them. But when they do inevitably come, the only thing we can do is cut back a bit or just have a slightly quiet month. That of course isn't the only thing you could do, with the invention of these short term, small amount loans companies, people can borrow a couple of hundred quid to pay a bill and then either pay it back early to save on interest or pay it...more
The Truth War: Fighting for Certainty in an Age of Deception /by John MacArthur. (Thomas Nelson Publishers, 2007). 224 p. Hardcover. ISBN: 9780785262633In The Truth War, prolific author John MacArthur maintains that modern Christians music continue to believe the truth revealed through Jesus Christ in Scripture. Building his case largely on the book of Jude, a stern warning that the church was facing false teachings and heresies,...more
If your company is filing what is known as Scientific Research and Experimental Development Tax Credits, (SR & ED) your firm has expended significant funds on developing or improving products, processes, etc. Receiving that cheque from Ottawa is of course always a great thing, but why waits? One of the smartest things you can do is to consider the financing of your claim that can be done via a short term sred loan we could almost call it a bridge financing loan for your sr&Ed claim. Why is that a good strategy? Well , one main reason might be that since the tax credit is in the form of a non repayable grant then receiving funding for it today , ( rather than several months or a year from now ) allow you to put that money back to work into your business . That valuable cash, which you have already spent, can be re directed to general working capital, further re investment in r&d, reduction of payables, investments in new equipment, well you get it, for an general worthwhile corporate purpose .To finance your claim it only makes sense that, first of all, you are eligible, and that you have in fact filed the claim. Your claim is of course filed by yourself and your accountants...more
In addition to the 20 year plan, this 90 day system lends support, focus, and guidance.It all starts with a few basic questions: 1. What are your objectives for the next 90 days?2. What are your plans, your priorities, your hopes ?3. How do you intend to go about achieving them?Every three months, sit down with someone (mentor...more
The end of the month seems to come more quickly when you're out of funds. Suddenly, the bills have mounted up and you have no idea how it all got to be so bad. Just when did you get behind on your payments? What you need to know is how to make money - fast. Can such a thing be done?There are ways to make a quick buck in this...more
One of the many hotels in Times Square, the Crowne Plaza, has made a very smart move with regard to lighting. They have a large (80 feet by 20 feet) sign outside their building that is full of light bulbs. The light bulbs use have long been incandescent, which meant high energy bills and replacing the light bulbs every seven months. That's finally changing as Crowne Plaza has decided to replace the old incandescents with new energy efficient compact fluorescent light bulbs.The 3,300 incandescent light bulbs in the sign were 40 watts each. With the new 8 watt CFLs being installed, they're using five times less energy, which roughly translates into similar monetary savings. The frequency of replacement will be going down by an incredible amount as well; instead of replacing the light bulbs every seven months, they should only have to replace them every three years. Years! The increase in efficiency and lifetime from incandescents to compact fluorescent light bulbs never fails to impress.This retrofit stands to save the Crowne Plaza hotel a substantial amount of money. The sign's energy bill will be greatly lowered; Crowne Plaza expects to save more than...more
REVISED TRAFFIC SIPHON REVIEWI bought traffic siphon course yesterday and after going through it all I am somewhat disappointed with it and had a lot higher expectations from Traffic Siphon.I will tell you everything that you must know about Traffic...more
Is it you who now suffer from arthritis? Or is it just someone dear to you? Well, whoever it is, it is certainly so hard for you now to deal with arthritis. At this point, it is making your life so miserable with such pain that it...more
We're often asked "what sets Superior Radiant apart from other brands of infrared tube heaters?" That's a great question since all tube heater manufacturers are equal in their intent, that is - to heat building space using the infra-red...more
You could possibly find scooters for sale through a wide number of retailers. Since the new gas price hikes in the states have taken hold, scooters that were once very European and Asian have cropped up all across the states as an effective mode of...more
WoW is short for World of Warcraft. However, you already probably know that if you are here on purpose and not by accident. And so as the name suggests, Ultimate WoW guide is a guide that claims to be the most complete strategy manual for the beloved...more
Drinking soda is one hard habit to break. Unlike other habits such as smoking and drinking alcohol, whose adverse effects are common knowledge, drinking soda does not appear that bad. However, over consumption of soda does have adverse effects on a...more